Vaughn Bankruptcy & Debt Lawyer, Washington, page 2

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
1. Contact
2. Email
3. Refer
5. Visit:
6. Website
7. Profile

Ralph Wilhem Flick

International Tax, Estate Planning, Business & Trade, Commercial Bankruptcy

Status: In Good Standing Licensed: 30 Years

CONTACT

4423 Point Fosdick Dr, Gig Harbor, WA 98335

Mark Ronald Roberts

Construction, Municipal, Business & Trade, Commercial Bankruptcy

Status: In Good Standing Licensed: 35 Years

CONTACT

7525 Pioneer Way, Gig Harbor, WA 98335

Michael Wayne Johns

Construction, Civil Rights, Business & Trade, Commercial Bankruptcy

Status: In Good Standing Licensed: 32 Years

CONTACT

7525 Pioneer Way, Gig Harbor, WA 98335

Michael M. K. Hemphill

Land Use & Zoning, Construction, Business & Trade, Commercial Bankruptcy

Status: In Good Standing Licensed: 27 Years

CONTACT

7525 Pioneer Way, Gig Harbor, WA 98335

Alessandro Canali

Commercial Real Estate, International Other, Contract, Commercial Bankruptcy

Status: In Good Standing Licensed: 22 Years

CONTACT

7512 Stanich Ln, Gig Harbor, WA 98335

David C Gillman

Personal Injury, DUI-DWI, Bankruptcy, Landlord-Tenant, Criminal

Status: In Good Standing Licensed: 24 Years

CONTACT

7512 Stanich, Gig Harbor, WA 98335

Nathan D Sukhia

Estate Planning, Civil Rights, Collection, Personal Injury

Status: In Good Standing Licensed: 23 Years

CONTACT

5800 Soundview Dr, Gig Harbor, WA 98335

Charles R Houle

Family Law, Civil Rights, Contract, Bankruptcy

Status: In Good Standing Licensed: 24 Years

CONTACT

Belfair, WA 98528

Anthony George Panagiotu

Merger & Acquisition, Pension & Benefits, Business Successions, Commercial Bankruptcy

Status: In Good Standing Licensed: 38 Years

CONTACT

14 35Th Avenue Ct Nw, Gig Harbor, WA 98335

Venita Michelle Lang

Litigation, Corporate, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 36 Years

CONTACT

6212 34Th St Nw, Gig Harbor, WA 98335

800-923-0641

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LEGAL TERMS

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

Vaughn Bankruptcy & Debt Lawyer, Washington, page 2

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Ralph Wilhem Flick

Mark Ronald Roberts

Michael Wayne Johns

Michael M. K. Hemphill

Alessandro Canali

David C Gillman

Nathan D Sukhia

Charles R Houle

Anthony George Panagiotu

Venita Michelle Lang

TIPS

LEGAL TERMS

GUARANTOR

GRACE PERIOD

IRS EXPENSES

REPOSSESSION

CHAPTER 13 PLAN

PRESUMED ABUSE

DEBIT CARD

CREDIT BUREAU

FCBA

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