Vernon Hills Bankruptcy & Debt Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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Robert J. Tomei

✓ VERIFIED

Bankruptcy & Debt, Lawsuit & Dispute, Consumer Protection, Defect and Lemon Law, Real Estate

Robert is a lifetime Lake County resident, born in Libertyville, Illinois, and raised in the neighboring Village of Gurnee. Robert attended Warren Tow... (more)

FREE CONSULTATION

CONTACT

847-549-0600

350 N. Milwaukee Avenue, Libertyville, IL 60048

Howard L. Teplinsky

Dispute Resolution, Arbitration, Bankruptcy, Bankruptcy Litigation

Status: In Good Standing

CONTACT

750 Lake Cook Rd, Buffalo Grove, IL 60089

David Schwab

Real Estate, Litigation, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

Three Hawthorn Pkwy, Vernon Hills, IL 60061

David J. Schwab

Real Estate, Litigation, Bankruptcy, Bankruptcy & Debt, Civil Rights

Status: In Good Standing

CONTACT

3 Hawthorn Pkwy, Vernon Hills, IL 60061

David John Schwab

Litigation, Government, Employment Contracts, Banking & Finance, Bankruptcy

Status: In Good Standing

CONTACT

3 Hawthorn Pkwy, Vernon Hills, IL 60061

Peter F. Lomonaco

Litigation, Civil Rights, Transactions, Bankruptcy

Status: In Good Standing Licensed: 47 Years

CONTACT

1580 South Milwaukee Ave, Libertyville, IL 60048

Patrick John Hart

Family Law, Corporate, Reorganization, Bankruptcy, Child Support

Status: In Good Standing

CONTACT

728 Florsheim Drive, Libertyville, IL 60048

Marlon Troy Suskin

Estate Planning, Divorce & Family Law, Elder Law, Collection

Status: In Good Standing Licensed: 29 Years

CONTACT

1590 S. Milwaukee Avenue, Libertyville, IL 60048

Diane Brazen Gordon

Commercial Real Estate, Motor Vehicle, Student Rights, Bankruptcy

Status: In Good Standing Licensed: 35 Years

CONTACT

33 Chestnut Terr, Buffalo Grove, IL 60089

Omeesha Srivastava

Landlord-Tenant, Social Security, Transactions, Collection

Status: In Good Standing Licensed: 22 Years

CONTACT

175 North Archer Ave, Lake Zurich, IL 60060

800-923-0641

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LEGAL TERMS

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

COLLATERAL

Property that guarantees payment of a secured debt.

CCCS

See Consumer Credit Counseling Service.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

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Vernon Hills Bankruptcy & Debt Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Robert J. Tomei

Howard L. Teplinsky

David Schwab

David J. Schwab

David John Schwab

Peter F. Lomonaco

Patrick John Hart

Marlon Troy Suskin

Diane Brazen Gordon

Omeesha Srivastava

TIPS

LEGAL TERMS

TRADE DRESS

CHAPTER 7 BANKRUPTCY

CHAPTER 13 PLAN

CHAPTER 13 BANKRUPTCY

DOING BUSINESS AS (DBA)

GRACE PERIOD

COLLATERAL

CCCS

CREDIT REPORT

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