Vilas County, WI Reorganization Lawyers

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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Steven C. Garbowicz

Real Estate, Traffic, Municipal, Government

Status: In Good Standing Licensed: 47 Years

CONTACT

221 S First St, Eagle River, WI 54521

Dennis M. Burgy

Real Estate, Family Law, Criminal, Personal Injury

Status: In Good Standing Licensed: 48 Years

CONTACT

221 S First St, Eagle River, WI 54521

Albert D. Moustakis

Criminal, Civil & Human Rights

Status: In Good Standing Licensed: 41 Years

CONTACT

219 S Main St, Eagle River, WI 54521

Colyn E. Carter

General Practice

Status: In Good Standing Licensed: 64 Years

CONTACT

103 N 2Nd St, Eagle River, WI 54521

Mary Louise Heflin

General Practice

Status: Retired Licensed: 46 Years

CONTACT

2600 Capitol Ave, Manitowish Waters, WI 54545

Frank Anthony Mraz

Family Law

Status: Inactive Licensed: 37 Years

CONTACT

511 N Hirzel St, Eagle River, WI 54521

Ralph W. Koopman

Accident & Injury, Lawsuit & Dispute, Criminal, Real Estate, Traffic

Status: In Good Standing Licensed: 48 Years

CONTACT

209 S 5Th St, Eagle River, WI 54521

Steven Michael Lucareli

Wrongful Termination, DUI-DWI, Criminal, Medical Malpractice, Contract

Status: In Good Standing Licensed: 40 Years

CONTACT

433 E Sheridan St, Eagle River, WI 54521

J Sheehan Donoghue

General Practice

Status: In Good Standing Licensed: 38 Years

CONTACT

8376 Golf Course Rd, Sayner, WI 54560

Barry LeSieur

Government

Status: In Good Standing Licensed: 28 Years

CONTACT

573 Peace Pipe Rd, Lac Du Flambeau, WI 54538

800-923-0641

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LEGAL TERMS

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

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Vilas County, WI Reorganization Lawyers

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Steven C. Garbowicz

Dennis M. Burgy

Albert D. Moustakis

Colyn E. Carter

Mary Louise Heflin

Frank Anthony Mraz

Ralph W. Koopman

Steven Michael Lucareli

J Sheehan Donoghue

Barry LeSieur

TIPS

LEGAL TERMS

BANKRUPTCY

GUARANTEED RESERVATION

NO-FAULT INSURANCE

FAIR CREDIT BILLING ACT (FCBA)

NUISANCE FEES

REAFFIRMATION

GRACE PERIOD

CREDIT COUNSELING

PREFERENCE

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