Warwick Bankruptcy & Debt Lawyer, Georgia

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Chuck Douglas
About | Practice Areas
Wakhisi-Douglas LLC
2002 Summit Boulevard Suite 300 Atlanta, GA 30319» view map
Bankruptcy & Debt
We Fight Back and Win in Court

We’ve won hundreds of cases, and we’ve developed a reputation for resolving complex disputes favorably for our clients.

800-978-8941
1. Chuck Douglas Atlanta, GA
  Attorney at Law- GA
  Georgia State University College of Law, J.D. 2009
2. AboutWakhisi-Douglas LLC
  We Fight Back and Win in Court
3. Practice AreasExpertise
  Bankruptcy & Debt
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B. Ray Holland

Juvenile Law, Traffic, Immigration, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 47 Years

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Ashburn, GA 31714

Stephen Joiner Ingram

Real Estate, Government, Estate Planning, Bankruptcy

Status: In Good Standing Licensed: 43 Years

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1303 Canary Street, Cordele, GA 31015

James W. Hurt

Mass Torts, Lawsuit & Dispute, Federal Trial Practice, Bankruptcy & Debt, Accident & Injury

Status: In Good Standing

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111 West 13Th Avenue, Cordele, GA 31010

Timothy Ott Davis

Commercial Real Estate, Transactions, Bankruptcy & Debt

Status: In Good Standing Licensed: 43 Years

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600 North Jackson Street, Albany, GA 31701

James Harrison Edge

Bad Faith, Bad Faith Insurance, Corporate, Collection

Status: In Good Standing Licensed: 19 Years

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2829 Old Dawson Road, Albany, GA 31708

Alfreda Lynette Sheppard

Landlord-Tenant, Traffic, Wills & Probate, Bankruptcy

Status: In Good Standing Licensed: 19 Years

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320 W Residence Avenue, Albany, GA 31702

David Allen Garland

Litigation, Reorganization, Credit & Debt, Bankruptcy

Status: In Good Standing

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2829 Old Dawson Road, Albany, GA 31708

Joseph West Dent

Litigation, Credit & Debt, Bankruptcy & Debt

Status: In Good Standing

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Albany, GA 31708

Rickie Lee Brown

Litigation, Credit & Debt, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

2829 Old Dawson Road, Albany, GA 31708

Edgar Whitfield Duskin

Landlord-Tenant, Consumer Rights, Credit & Debt, Bankruptcy, Litigation

Status: In Good Standing

CONTACT

2829 Old Dawson Road, Albany, GA 31708

800-923-0641

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LEGAL TERMS

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

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Warwick Bankruptcy & Debt Lawyer, Georgia

Sponsored Law Firm

Wakhisi-Douglas LLC

SPONSORED LAWYERS

B. Ray Holland

Stephen Joiner Ingram

James W. Hurt

Timothy Ott Davis

James Harrison Edge

Alfreda Lynette Sheppard

David Allen Garland

Joseph West Dent

Rickie Lee Brown

Edgar Whitfield Duskin

TIPS

LEGAL TERMS

LIMITED PARTNERSHIP

INTEREST

FAIR CREDIT BILLING ACT (FCBA)

DEBIT CARD

WORKOUT

TRUTH IN LENDING ACT (TILA)

GUARANTOR

LIEN

COLLECTION AGENCY

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