Washoe County, NV Credit & Debt Lawyers
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1-3 of 3 matches. Page 1 of 1
William G. Cobb
Federal, Employee Rights, Insurance, Credit & Debt, Household Mold
Status: In Good Standing Licensed: 50 Years
400 S Virginia St, Reno, NV 89501
Profile LAWPOINTS™36/100
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Charles William Christmas
Commercial Real Estate, Collaborative Law, Banking & Finance, Credit & Debt
Status: Inactive Licensed: 55 Years
59 Damonte Ranch Pkwy, Reno, NV 89521
Profile LAWPOINTS™29/100
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300 Booth Street, Reno, NV 89509
Profile LAWPOINTS™24/100
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LEGAL TERMS
DEFINED CONTRIBUTION PLAN
A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)
A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.
CREDIT REPORT
An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)
An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).
TRADE NAME
The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.
TRADE DRESS
The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)
The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.
FDCPA
See Fair Debt Collections & Practices Act.
CHAPTER 13 PLAN
A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)
A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.
TRUTH IN LENDING ACT (TILA)
A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)
A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.
FRATERNAL BENEFIT SOCIETY BENEFITS
These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)
These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.
GRACE PERIOD
A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)
A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.
SAMPLE LEGAL CASES
Walters v. Eighth Judicial Dist. Court
... the requirements of NRS 40.430 (the one-action rule), "which provides that a creditor can pursue
only one action to recover a debt secured by a ... In December 2008, a trustee's sale was held for
Stallion Mountain, and CBN purchased the property with a credit bid of $5 million. ...
Fields v. State
... the debt owed on the Silver Dollar Bar, and the state of the bankruptcy lift-stay proceedings were
not contested. In December of 2003, when Palensky disappeared, the Fieldses did not have
enough money to pay their ranch hand, Mackley, and could no longer buy hay on credit. ...
Fields v. State
... the debt owed on the Silver Dollar Bar, and the state of the bankruptcy lift-stay proceedings were
not contested. In December of 2003, when Palensky disappeared, the Fieldses did not have
enough money to pay their ranch hand, Mackley, and could no longer buy hay on credit. ...
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