Waterford Bankruptcy & Debt Lawyer, California

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Allen Robert Mitterling

Government, Divorce & Family Law, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 50 Years

CONTACT

1118 Cedar Creek Dr, Modesto, CA 95355

Ameet Singh Birring

Workers' Compensation, Contract, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 12 Years

CONTACT

1301 K Street, Modesto, CA 95354

Andrew Scott Mendlin

Social Security, Contract, Bankruptcy, Personal Injury, Mass Torts

Status: In Good Standing

CONTACT

1300 K St, Modesto, CA 95354

Axel Brando Gomez

Bankruptcy

Status: In Good Standing

CONTACT

600 E Main St, Turlock, CA 95380

Brian Scott Haddix

Real Estate, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 21 Years

CONTACT

1224 I St, Modesto, CA 95354

Bruce Elvyn Ramsey

Estate, Bankruptcy & Debt

Status: In Good Standing Licensed: 36 Years

CONTACT

1124 11Th St, Modesto, CA 95354

Carol Lynne Mussman

Income Tax, Timeshare, Traffic, Bankruptcy, Business

Status: In Good Standing

CONTACT

1300 H St, Modesto, CA 95354

Christie Soo

Wills, Credit & Debt, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 22 Years

CONTACT

1207 13Th St, Modesto, CA 95354

Christine Paulett Parraz

Bankruptcy, Family Law

Status: In Good Standing Licensed: 11 Years

CONTACT

801 10Th Street, Modesto, CA 95354

Curtis Dean Colaw

Estate Planning, Bankruptcy, Contract, Personal Injury, Family Law

Status: In Good Standing

CONTACT

1317 Oakdale Rd, Modesto, CA 95355

800-923-0641

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LEGAL TERMS

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

LIMITED LIABILITY

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

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Waterford Bankruptcy & Debt Lawyer, California

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Allen Robert Mitterling

Ameet Singh Birring

Andrew Scott Mendlin

Axel Brando Gomez

Brian Scott Haddix

Bruce Elvyn Ramsey

Carol Lynne Mussman

Christie Soo

Christine Paulett Parraz

Curtis Dean Colaw

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LEGAL TERMS

GUARANTOR

C CORPORATION

COSIGNER

LIMITED LIABILITY

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

INTEREST

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

TRADE NAME

COLLECTION AGENCY

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