Wauconda Bankruptcy & Debt Lawyer, Washington

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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Thomas David Brown

Private Judging

Status: In Good Standing Licensed: 20 Years

CONTACT

350 E Delaware Ave, Republic, WA 99166

Kathryn Isabel Burke

General Practice

Status: In Good Standing Licensed: 13 Years

CONTACT

350 E Delaware Ave, Republic, WA 99166

Emma J Paulsen-Thew

Federal, Criminal

Status: Deceased Licensed: 20 Years

CONTACT

350 E Delaware Ave, Republic, WA 99166

Sandra Tudor Johnson

Health Care, Estate Planning, Environmental Law Other, Employee Rights, Life & Health

Status: In Good Standing Licensed: 25 Years

CONTACT

185 Peony Creek Road, Tonasket, WA 98855

Sandra Tudor Johnson

Health Care, Life & Health

Status: In Good Standing Licensed: 25 Years

CONTACT

185 Peony Creek Road, Tonasket, WA 98855

Michael W. Lynch

Juvenile Law, Landlord-Tenant, Traffic, Family Law

Status: In Good Standing Licensed: 38 Years

CONTACT

Tonasket, WA 98855

Roger Andr'E Castelda

Federal

Status: Inactive Licensed: 50 Years

CONTACT

Tonasket, WA 98855

Candis Lynn Cochran

Dispute Resolution, Family Law, Guardianships & Conservatorships, Divorce & Family Law

Status: In Good Standing Licensed: 36 Years

CONTACT

Tonasket, WA 98855

William Ernest Garnett

General Practice

Status: Suspended Licensed: 47 Years

CONTACT

Oroville, WA 98844

James Alan Von Sauer

Litigation, Family Law, Civil Rights, Insurance

Status: Deceased Licensed: 46 Years

CONTACT

Republic, WA 99166

800-923-0641

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LEGAL TERMS

COLLATERAL

Property that guarantees payment of a secured debt.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

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Wauconda Bankruptcy & Debt Lawyer, Washington

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Thomas David Brown

Kathryn Isabel Burke

Emma J Paulsen-Thew

Sandra Tudor Johnson

Sandra Tudor Johnson

Michael W. Lynch

Roger Andr'E Castelda

Candis Lynn Cochran

William Ernest Garnett

James Alan Von Sauer

TIPS

LEGAL TERMS

COLLATERAL

FAIR CREDIT REPORTING ACT (FCRA)

DOING BUSINESS AS (DBA)

TRUTH IN LENDING ACT (TILA)

UNSECURED DEBT

DEBIT CARD

GUARANTEED RESERVATION

REDEMPTION

COLLECTION AGENCY

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