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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Joseph Brian Taylor

Divorce & Family Law, Criminal, Collection, Employee Rights

Status: In Good Standing Licensed: 56 Years

CONTACT

216 S. Center Street, Clinton, IL 61727

Richard W. Hopp

Divorce, DUI-DWI, Civil Rights, Collection

Status: In Good Standing Licensed: 53 Years

CONTACT

1301 E Mound Rd, Decatur, IL 62526

Richard Hopp

Divorce, DUI-DWI, Civil Rights, Collection

Status: In Good Standing Licensed: 53 Years

CONTACT

1301 E Mound Rd, Decatur, IL 62526

John Greenleaf

Wills, Wills & Probate, Estate Planning, Estate, Bankruptcy

Status: In Good Standing

CONTACT

2456 North Main Street, Decatur, IL 62526

John L. Greenleaf

Education, Visa, Wills, Estate, Bankruptcy

Status: In Good Standing

CONTACT

2456 North Main Street, Decatur, IL 62526

Jay Barr

Family Law, Divorce, Collection, Bankruptcy

Status: In Good Standing Licensed: 20 Years

CONTACT

1301 E Mound Rd, Decatur, IL 62526

Jay L Barr

Family Law, Divorce, Collection, Bankruptcy

Status: In Good Standing Licensed: 20 Years

CONTACT

1301 E Mound Rd, Decatur, IL 62526

Faiq Mihlar

Real Estate, Litigation, Collection, Bankruptcy

Status: In Good Standing Licensed: 24 Years

CONTACT

601 E William St, Decatur, IL 62525

Faiq M. Mihlar

Real Estate, Litigation, Collection, Bankruptcy

Status: In Good Standing Licensed: 24 Years

CONTACT

601 E William St, Decatur, IL 62525

James Arthur Coale

Government, Transactions, Bankruptcy

Status: In Good Standing Licensed: 50 Years

CONTACT

111 E Main Street, Decatur, IL 62523

800-923-0641

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LEGAL TERMS

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

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Weldon Bankruptcy & Debt Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Joseph Brian Taylor

Richard W. Hopp

Richard Hopp

John Greenleaf

John L. Greenleaf

Jay Barr

Jay L Barr

Faiq Mihlar

Faiq M. Mihlar

James Arthur Coale

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LEGAL TERMS

FAIR CREDIT REPORTING ACT (FCRA)

401(K) PLAN

GENERAL PARTNER

REPOSSESSION

FAIR CREDIT BILLING ACT (FCBA)

FAIR LABOR STANDARDS ACT (FLSA)

FORBEARANCE

TOXIC TORT

AUTOMATIC STAY

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