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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
2. AboutExperienced Michigan Lawyer
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Eric S. Bert

Lawsuit & Dispute, Estate, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 21 Years

CONTACT

9066 88Th Ave, Zeeland, MI 49464

David Stempfly

Bankruptcy

Status: In Good Standing Licensed: 29 Years

CONTACT

314 N 120Th Ave, Holland, MI 49424

Kary Love

Lawsuit & Dispute, Misdemeanor, Civil & Human Rights, Bankruptcy & Debt

Status: In Good Standing Licensed: 45 Years

CONTACT

17344 Wood Drift Dr, West Olive, MI 49460

Mark Alan Powers

Litigation, Trusts, Merger & Acquisition, Credit & Debt

Status: In Good Standing Licensed: 28 Years

CONTACT

Grand Haven, MI 49417

David Christopher Perduk

Workers' Compensation, Family Law, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 28 Years

CONTACT

5971 Lakeshore Dr, West Olive, MI 49460

Craig Thomas Jackson

Bankruptcy & Debt

Status: In Good Standing Licensed: 12 Years

CONTACT

11790 Jonker Way, Holland, MI 49424

Wayne Patrick Kolehouse

Juvenile Law, Domestic Violence & Neglect, Criminal, Credit & Debt

Status: In Good Standing Licensed: 9 Years

CONTACT

12185 James St, Holland, MI 49424

Sorin Panainte

Collection, Criminal

Status: In Good Standing Licensed: 3 Years

CONTACT

12185 James St, Holland, MI 49424

Mark H. Zietlow

Real Estate, Child Custody, Insurance, Bankruptcy

Status: In Good Standing Licensed: 45 Years

CONTACT

388 Garden Ave, Holland, MI 49424

Scott Mancinelli

Business, Divorce & Family Law, Estate, Bankruptcy & Debt, Accident & Injury

Status: In Good Standing Licensed: 30 Years

FREE CONSULTATION

CONTACT

10500 Chicago Drive, Zeeland, MI 49464

800-923-0641

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LEGAL TERMS

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

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West Olive Bankruptcy & Debt Lawyer, Michigan

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Eric S. Bert

David Stempfly

Kary Love

Mark Alan Powers

David Christopher Perduk

Craig Thomas Jackson

Wayne Patrick Kolehouse

Sorin Panainte

Mark H. Zietlow

Scott Mancinelli

TIPS

LEGAL TERMS

BANKRUPTCY

MEANS TEST

UNDUE HARDSHIP

TOXIC TORT

COSIGNER

DEBT COLLECTOR

CREDIT BUREAU

FAIR CREDIT REPORTING ACT (FCRA)

GUARANTOR

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