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Roland V. Combs III
About | Practice Areas
Roland V. Combs III & Associates PLC
4401 NW 4th St Suite 121 Oklahoma City, OK 73107» view map
Bankruptcy & Debt
Over 35 Years Of Experience

The Law Firm of Roland V. Combs III & Associates PLC knows how to ward off relentless debt collectors and get you back on track to a stable financial future.

800-827-4970
1. Roland Combs Oklahoma City, OK
  Attorney at Law - OK, 1985
  University of Oklahoma J.D. 1984
2. AboutRoland V. Combs III & Associates PLC
  Hundreds Counseled & Represented.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Mike Voorhees

Banking & Finance, Corporate, Business Organization, Collection

Status: In Good Standing

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Bank of Oklahoma Building, 7701 South Western Avenue, Oklahoma City, OK 73139

Jennifer K. Christian

Bankruptcy, Corporate, Business Organization, Litigation

Status: In Good Standing

CONTACT

920 N. Harvey Avenue, Oklahoma City, OK 73102

Harold David Hanes

Bankruptcy, Estate Planning, Litigation, Personal Injury

Status: In Good Standing

FREE CONSULTATION

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508 West Vandament, Yukon, OK 73099

Joshua Clark Greenhaw, Associate

Collection, Commercial Bankruptcy, Commercial Banks, Commercial Leasing

Status: In Good Standing

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1900 Northwest Expressway, Oklahoma City, OK 73118

William T. Brett

Real Estate, Estate, Divorce & Family Law, Bankruptcy & Debt

Status: In Good Standing

FREE CONSULTATION

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2601 Northwest Expressway, Oklahoma City, OK 73112

Jerome S. Sepkowitz

Administrative Law, Alimony & Spousal Support, Arbitration, Bankruptcy Litigation

Status: In Good Standing

CONTACT

4800 North Lincoln Boulevard, Oklahoma City, OK 73105

Elizabeth Honeywell Gray

Contract, Credit & Debt, Real Estate, Workers' Compensation

Status: In Good Standing

FREE CONSULTATION

CONTACT

4101 Perimeter Center Drive, Oklahoma City, OK 73112

Chris Mudd

Estate, Child Custody, Bankruptcy & Debt

Status: In Good Standing Licensed: 35 Years

FREE CONSULTATION

CONTACT

3904 NW 23rd, Oklahoma City, OK 73107

Elaine Kay Arnold

Elder Law, Adoption, Bankruptcy & Debt, Guardianships & Conservatorships

Status: In Good Standing

CONTACT

Mustang, OK 73064

Michelle Ann Roller

Dispute Resolution, Adoption, Criminal, Bankruptcy

Status: In Good Standing

CONTACT

3824 North Meridian Street, Oklahoma City, OK 73112

800-923-0641

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LEGAL TERMS

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

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Wheatland Bankruptcy & Debt Lawyer, Oklahoma

Sponsored Law Firm

Roland V. Combs III & Associates PLC

SPONSORED LAWYERS

Mike Voorhees

Jennifer K. Christian

Harold David Hanes

Joshua Clark Greenhaw, Associate

William T. Brett

Jerome S. Sepkowitz

Elizabeth Honeywell Gray

Chris Mudd

Elaine Kay Arnold

Michelle Ann Roller

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LEGAL TERMS

PRESUMED ABUSE

LIEN

DISPOSABLE INCOME

C CORPORATION

CREDITOR

MEANS TEST

SUBROGATION

GUARANTOR

CREDIT REPORT

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