Whitakers Bankruptcy & Debt Lawyer, North Carolina

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George Oliver
About | Practice Areas
Oliver & Cheek, PLLC
405 Middle Street New Bern, NC 28560» view map
Bankruptcy & Debt Law
Your Business Partner

Oliver & Cheek, PLLC is a full service business firm providing a wide range of legal services to clients in North Carolina.

252-633-1930
1. George Oliver New Bern, NC
  Attorney at Law- NJ, 1999
  University of North Carolina School of Law, J.D. 1999
2. AboutOliver & Cheek, PLLC
  Your Business Partner
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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David Paul Clapsadl

Banking & Finance, Bankruptcy, Corporate, Business Organization

Status: In Good Standing

CONTACT

120 North Franklin Street, Rocky Mount, NC 27804

Lenita Michelle Webb Arrington

Real Estate, Divorce & Family Law, Bankruptcy & Debt

Status: In Good Standing Licensed: 26 Years

CONTACT

2522 Pine Tree Lane, Rocky Mount, NC 27804

Michael P. Murphy

Bankruptcy, Corporate, Chemical & Cosmetics, Collection

Status: In Good Standing Licensed: 34 Years

CONTACT

Rocky Mount, NC 27804

Michael B. Sosna

Landlord-Tenant, Civil & Human Rights, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 46 Years

CONTACT

3031 Zebulon Road, Rocky Mount, NC 27804

Palmer Eugene Huffstetler

Real Estate Other, Trademark, Social Security, Bankruptcy

Status: In Good Standing Licensed: 10 Years

CONTACT

3031 Zebulon Rd, Rocky Mount, NC 27804

Leslie L. Craft

Motor Vehicle, Bankruptcy & Debt

Status: In Good Standing Licensed: 39 Years

CONTACT

3202 Sunset Ave., Rocky Mount, NC 27804

Mark C. Osterhout

Lawsuit & Dispute, DUI-DWI, Insurance, Bankruptcy & Debt, Accident & Injury

Status: In Good Standing

CONTACT

422 Sunset Ave, Rocky Mount, NC 27804

Ralph Erskine Stevenson

Traffic, Family Law, Criminal, Consumer Bankruptcy

Status: In Good Standing Licensed: 14 Years

CONTACT

206 Villa St, Rocky Mount, NC 27802

A. Scott Mckellar

General Practice

Status: In Good Standing Licensed: 23 Years

CONTACT

Rocky Mount, NC 27804

W. D. Whitley

Lawsuit & Dispute, Bankruptcy & Debt

Status: In Good Standing Licensed: 38 Years

CONTACT

Rocky Mount, NC 27804

800-923-0641

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LEGAL TERMS

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

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Whitakers Bankruptcy & Debt Lawyer, North Carolina

Sponsored Law Firm

Oliver & Cheek, PLLC

SPONSORED LAWYERS

David Paul Clapsadl

Lenita Michelle Webb Arrington

Michael P. Murphy

Michael B. Sosna

Palmer Eugene Huffstetler

Leslie L. Craft

Mark C. Osterhout

Ralph Erskine Stevenson

A. Scott Mckellar

W. D. Whitley

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LEGAL TERMS

DISPOSABLE INCOME

IRS EXPENSES

WINDING UP

INTEREST

DEBT COLLECTOR

SECURED DEBT

DISCHARGEABLE DEBTS

BULK SALES LAW

MEANS TEST

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