White Swan Bankruptcy & Debt Lawyer, Washington

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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John Burkland Greene

Antitrust, Commercial Bankruptcy, Corporate, Business & Trade

Status: Inactive Licensed: 57 Years

CONTACT

5112 W Lincoln Ave, Yakima, WA 98908

Metiner George Kimel

International Tax, Business & Trade, Corporate, Collection, Bankruptcy

Status: In Good Standing

CONTACT

205 N 40Th Ave, Yakima, WA 98908

John Tappan Menard

Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 42 Years

CONTACT

7009 Modesto Way, Yakima, WA 98908

David Burton Trujillo

Civil Rights, Contract, Credit & Debt, Consumer Bankruptcy

Status: In Good Standing Licensed: 29 Years

CONTACT

3703 W Chestnut Ave, Yakima, WA 98902

Robert Bryant Royal

Bankruptcy, Bankruptcy & Debt

Status: Inactive Licensed: 54 Years

CONTACT

609 Bellevue Pl, Yakima, WA 98908

Bryan Petter Myre

Estate Planning, Civil Rights, Corporate, Commercial Bankruptcy

Status: In Good Standing

CONTACT

222 N 3Rd St, Yakima, WA 98901

J. Patrick Shirey

Trusts, Elder Law, Contract, Reorganization

Status: In Good Standing

CONTACT

222 North Third Street, Yakima, WA 98901

Joshua James Busey

Landlord-Tenant, Litigation, Business & Trade, Collection

Status: In Good Standing

CONTACT

411 N 2Nd St, Yakima, WA 98901

Zachary Amos Stambaugh

Tax, Civil Rights, Corporate, Commercial Bankruptcy

Status: In Good Standing Licensed: 78 Years

CONTACT

105 N 3Rd St, Yakima, WA 98901

Brett Nelson Goodman

Contract, Collection, Civil Rights, Family Law

Status: In Good Standing Licensed: 9 Years

CONTACT

105 N 3Rd St, Yakima, WA 98901

800-923-0641

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LEGAL TERMS

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

CCCS

See Consumer Credit Counseling Service.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

White Swan Bankruptcy & Debt Lawyer, Washington

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

John Burkland Greene

Metiner George Kimel

John Tappan Menard

David Burton Trujillo

Robert Bryant Royal

Bryan Petter Myre

J. Patrick Shirey

Joshua James Busey

Zachary Amos Stambaugh

Brett Nelson Goodman

TIPS

LEGAL TERMS

LIABILITY

DEBT COLLECTOR

CCCS

FAIR CREDIT REPORTING ACT (FCRA)

CREDIT INSURANCE

DEBIT CARD

401(K) PLAN

DISPOSABLE INCOME

CREDIT FILE

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