Whittier Collection Lawyer, California

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Andrei Armas

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Credit & Debt, Banking & Finance, Collection, Identity Theft, Consumer Rights

Andrei Armas is a Partner of Armas & Joseph, APLC specializing in consumer protection, class action litigation, and civil trials. Mr. Armas is admitt... (more)

FREE CONSULTATION

CONTACT

800-675-3790

1712 West Beverly Blvd, Montebello, CA 90640

Arthur W. Shwachman

Workers' Compensation, Family Law, Collection

Status: In Good Standing

FREE CONSULTATION

CONTACT

1901 West Pacific Avenue, West Covina, CA 91790

Michael R. Lea

Insurance, Business, Collection, Bankruptcy & Debt

Status: In Good Standing

FREE CONSULTATION

CONTACT

134 W. Wilshire Avenue, Fullerton, CA 92832

Dennis M. Wu

Commercial Leasing, Business Successions, Business Organization, Collection

Status: In Good Standing

CONTACT

801 S. Garfield Avenue, Alhambra, CA 91801

James Arlen Stearman

Corporate, Collection, Real Estate, Business & Trade

Status: In Good Standing

CONTACT

1235 North Harbor Boulevard, Fullerton, CA 92832

Mark R Nivinskus

Government, Insurance, Collection

Status: In Good Standing Licensed: 27 Years

CONTACT

134 W Wilshire Ave, Fullerton, CA 92832

Bella Reyes

Visa, State Appellate Practice, Labor Law, Collection

Status: In Good Standing

CONTACT

520 N. Brookhurst Street, Anaheim, CA 92801

Arthur William Shwachman

Workers' Compensation, Family Law, Collection

Status: In Good Standing Licensed: 23 Years

CONTACT

1901 W Pacific Ave, West Covina, CA 91790

800-923-0641

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LEGAL TERMS

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

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Whittier Collection Lawyer, California

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Andrei Armas

Arthur W. Shwachman

Michael R. Lea

Dennis M. Wu

James Arlen Stearman

Mark R Nivinskus

Bella Reyes

Arthur William Shwachman

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LEGAL TERMS

LIQUIDATING PARTNER

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

WINDING UP

LOSS DAMAGE WAIVER (LDW)

MEETING OF CREDITORS

TRUTH IN LENDING ACT (TILA)

GRACE PERIOD

INTEREST

PRIORITY DEBT

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