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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Alan Walter Cannon

Intellectual Property, Workers' Compensation, Divorce & Family Law, Collection

Status: In Good Standing Licensed: 27 Years

CONTACT

490 Miramonte Ave, Lakeport, CA 95453

Amanda Jane Schlatter Gonsalves

Real Estate, Employee Rights, Bankruptcy & Debt

Status: In Good Standing Licensed: 16 Years

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2515 Napa Valley Corporate Dr, Napa, CA 94558

Amanda Jayne Zambor

Lawsuit & Dispute, Business, Bankruptcy & Debt, Accident & Injury

Status: In Good Standing Licensed: 17 Years

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301 2Nd St, Woodland, CA 95695

Anna C Gregorian

Family Law, Criminal, Bankruptcy & Debt

Status: In Good Standing

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95 3rd Street, Lakeport, CA 95453

Anne Louise Keck

Litigation, Lawsuit & Dispute, Constitutional Law, Bankruptcy & Debt

Status: In Good Standing Licensed: 36 Years

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228 Windsor River Rd, Windsor, CA 95492

Anthony Smernes

Real Estate, Lawsuit & Dispute, Bankruptcy & Debt

Status: In Good Standing Licensed: 60 Years

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750 Hawkcrest Circle, Sacramento, CA 95835

Ava Delilah Landers

Divorce & Family Law, Bankruptcy & Debt

Status: In Good Standing Licensed: 30 Years

CONTACT

Dunnigan, CA 95937

Bill Claude N. Asakawa

Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 46 Years

CONTACT

2419 Canyon Creek Trl, Olivehurst, CA 95961

Cassandra Cassel Garrard

Adoption, Bankruptcy & Debt

Status: In Good Standing

CONTACT

1504 Columbia Dr, Woodland, CA 95695

Chelsea Ann Ryan

Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 17 Years

CONTACT

P.O. Box 72235, Davis, CA 95617

800-923-0641

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LEGAL TERMS

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

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Williams Bankruptcy & Debt Lawyer, California

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Alan Walter Cannon

Amanda Jane Schlatter Gonsalves

Amanda Jayne Zambor

Anna C Gregorian

Anne Louise Keck

Anthony Smernes

Ava Delilah Landers

Bill Claude N. Asakawa

Cassandra Cassel Garrard

Chelsea Ann Ryan

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LEGAL TERMS

COSIGNER

PRESUMED ABUSE

BULK SALES LAW

DISCHARGE (OF DEBTS)

ADMINISTRATIVE EXPENSES

INTEREST

DEBIT CARD

NUISANCE FEES

DEBT COLLECTOR

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