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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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Thomas Laye

✓ VERIFIED

Accident & Injury, Divorce & Family Law, Estate, Bankruptcy & Debt, Business

Thomas was born and raised in Cherry Valley, Illinois. He attended Western Illinois University where he received his Bachelor’s in Law Enforcement a... (more)

FREE CONSULTATION

CONTACT

815-962-0044

308 West State Street, Rockford, IL 61101

James J. Koepke

Lawsuit & Dispute, Health Care, Bankruptcy & Debt, Accident & Injury

Status: In Good Standing Licensed: 43 Years

CONTACT

542 E Grand Ave, Pecatonica, IL 61063

Elder Granger

Criminal, Bankruptcy, Health Care Other, Civil Rights

Status: In Good Standing Licensed: 18 Years

CONTACT

One Court Pl, Rockford, IL 61101

Stephen Langley

Estate Planning, Contract, Credit & Debt, Collection

Status: In Good Standing

CONTACT

308 West State St, Rockford, IL 61101

Keri A. Johnson

General Practice

Status: In Good Standing Licensed: 11 Years

CONTACT

401 West State Street, Rockford, IL 61101

Lucinda Dawn Bugden

Traffic, Divorce & Family Law, Criminal, Bankruptcy

Status: In Good Standing Licensed: 33 Years

CONTACT

216 N Court St, Rockford, IL 61103

Lucinda Bugden

Traffic, Divorce & Family Law, Criminal, Bankruptcy

Status: In Good Standing Licensed: 33 Years

CONTACT

216 N Court St, Rockford, IL 61103

Gary Flanders

Bankruptcy & Debt, Commercial Bankruptcy, Consumer Bankruptcy, Bankruptcy

Status: In Good Standing Licensed: 44 Years

FREE CONSULTATION

CONTACT

One Court Place, Rockford, IL 61101

Brian Buzard

Civil Rights, Collection, Estate Planning, Federal Appellate Practice

Status: In Good Standing Licensed: 33 Years

CONTACT

400 W State St, Rockford, IL 61101

David Louis Martenson

Traffic, Divorce, DUI-DWI, Bankruptcy

Status: In Good Standing Licensed: 65 Years

CONTACT

1 Court Place, Rockford, IL 61101

800-923-0641

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LEGAL TERMS

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

CCCS

See Consumer Credit Counseling Service.

FCRA

See Fair Credit Reporting Act.

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

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Winnebago Bankruptcy & Debt Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Thomas Laye

James J. Koepke

Elder Granger

Stephen Langley

Keri A. Johnson

Lucinda Dawn Bugden

Lucinda Bugden

Gary Flanders

Brian Buzard

David Louis Martenson

TIPS

LEGAL TERMS

DEBIT CARD

CCCS

FCRA

TRADE DRESS

GARNISHMENT

PREFERENCE

ADMINISTRATIVE EXPENSES

LOSS DAMAGE WAIVER (LDW)

C CORPORATION

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