Woodstock Bankruptcy & Debt Lawyer, Illinois

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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Herbert Hoover Franks

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Accident & Injury, Workers' Compensation, Bankruptcy & Debt, Real Estate, Divorce & Family Law

Herb Franks grew up on a dairy farm in Marengo, Illinois. And as a young man working early and long hours milking cows, he knew he wanted more out of ... (more)

FREE CONSULTATION

CONTACT

815-923-2107

19333 East Grant Highway, Marengo, IL 60152

James P Mullally

Family Law, Banking & Finance, Collection, Bankruptcy

Status: In Good Standing

FREE CONSULTATION

CONTACT

19333 East Grant Highway, Marengo, IL 60152

Sara Elwood Cook

Insurance, Business & Trade, Bankruptcy, Legal Malpractice, Household Mold

Status: In Good Standing

CONTACT

666 Russel Court, Woodstock, IL 60098

Michael Cortina

Litigation, Banking & Finance, Business, Collection

Status: In Good Standing Licensed: 27 Years

CONTACT

2460 Lake Shore Drive, Woodstock, IL 60098

Francis Gosser

Litigation, Estate Planning, Divorce, Collection

Status: In Good Standing Licensed: 47 Years

CONTACT

105 Van Buren Ave, Crystal Lake, IL 60098

Francis Xavier Gosser

Litigation, Estate Planning, Divorce, Collection

Status: In Good Standing Licensed: 47 Years

CONTACT

105 Van Buren Ave, Crystal Lake, IL 60098

Steven Greeley

Accident & Injury, Criminal, Divorce & Family Law, Bankruptcy & Debt, Workers' Compensation

Status: In Good Standing

FREE CONSULTATION

CONTACT

19333 E Grant Hwy, Marengo, IL 60152

Michael G. Cortina

Litigation, Banking & Finance, Business, Collection

Status: In Good Standing Licensed: 26 Years

CONTACT

475 W Terra Cotta Ave, Crystal Lake, IL 60014

Rebecca Lamm

Litigation, Civil Rights, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 16 Years

CONTACT

19333 E Grant Hwy, Marengo, IL 60152

Rebecca Anne Lamm

Litigation, Civil Rights, Bankruptcy, Personal Injury, Bankruptcy & Debt

Status: In Good Standing Licensed: 16 Years

CONTACT

19333 E Grant Hwy, Marengo, IL 60152

800-923-0641

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LEGAL TERMS

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

COLLATERAL

Property that guarantees payment of a secured debt.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

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Woodstock Bankruptcy & Debt Lawyer, Illinois

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Herbert Hoover Franks

James P Mullally

Sara Elwood Cook

Michael Cortina

Francis Gosser

Francis Xavier Gosser

Steven Greeley

Michael G. Cortina

Rebecca Lamm

Rebecca Anne Lamm

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LEGAL TERMS

FAIR CREDIT BILLING ACT (FCBA)

COLLATERAL

DEBIT CARD

DISPOSABLE INCOME

SETOFF

SECRET WARRANTY PROGRAM

DEBT COLLECTOR

FORBEARANCE

GUARANTOR

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