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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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Collin McKean

✓ VERIFIED

Estate Planning, Bankruptcy, Personal Injury, Family Law, Federal Appellate Practice

CONTACT

360-502-7022

655 W Columbia Way, Vancouver, WA 98660

David Feeney

International, Family Law, Corporate, Bankruptcy

Status: In Good Standing

CONTACT

1112 Daniels Street, Vancouver, WA 98666

Kalkadora Thangkhiew

Bankruptcy & Debt, Divorce & Family Law

Status: In Good Standing

FREE CONSULTATION

CONTACT

1010 Esther Street, Vancouver, WA 98660

Darrin Class

Credit & Debt

Status: In Good Standing Licensed: 28 Years

CONTACT

310 W 11th St, Vancouver, WA 98660

Alan Jay Wenokur

Bankruptcy, Bankruptcy & Debt, Credit & Debt

Status: In Good Standing Licensed: 41 Years

CONTACT

600 Stewart St, Seattle, WA 98101

Alicia Lynn Pemberton

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: In Good Standing Licensed: 44 Years

CONTACT

5512 Ne 109Th Ct, Vancouver, WA 98662

Amelia Lizardo Autrey

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: In Good Standing Licensed: 44 Years

CONTACT

5512 Ne 109Th Ct, Vancouver, WA 98662

Andrea Taylor

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: In Good Standing Licensed: 84 Years

CONTACT

655 W Columbia Way, Vancouver, WA 98660

Andrew Healey Dyer

Intellectual Property, Business & Trade, Contract, Commercial Bankruptcy

Status: In Good Standing Licensed: 21 Years

CONTACT

1111 Expedia Group Way W, Seattle, WA 98119

Angela Langer

Commercial Bankruptcy, Federal, Real Estate, Commercial Real Estate

Status: In Good Standing Licensed: 58 Years

CONTACT

101 E 6th St, Vancouver, WA 98660

800-923-0641

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LEGAL TERMS

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

FCBA

See Fair Credit Billing Act.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

CREDIT FILE

See credit report.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

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Yacolt Bankruptcy & Debt Lawyer, Washington

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Collin McKean

David Feeney

Kalkadora Thangkhiew

Darrin Class

Alan Jay Wenokur

Alicia Lynn Pemberton

Amelia Lizardo Autrey

Andrea Taylor

Andrew Healey Dyer

Angela Langer

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LEGAL TERMS

CHAPTER 13 PLAN

FCBA

SETOFF

WORKOUT

CREDIT FILE

FAIR CREDIT REPORTING ACT (FCRA)

LIEN

S CORPORATION

BANKRUPTCY

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