Zanesville Bankruptcy & Debt Lawyer, Ohio

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Ronald Lasko
About | Practice Areas
R. Lasko Co. LPA, LLC
1406 W 6th St STE 200, Cleveland, OH 44113» view map
Business, Estate, Real Estate, Employment
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216-574-2602
1. Ronald Lasko Cleveland, OH
  Attorney at Law, OH
  Cleveland-Marshall College of Law, J.D. 1976
2. AboutR. Lasko Co. LPA, LLC
  Competent Legal Representation
3. Practice AreasExpertise
  Business Law
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J. William Merry

Criminal, Consumer Bankruptcy

Status: In Good Standing

CONTACT

17 North Fourth Street, Zanesville, OH 43701

Crystal Ian Zellar

Bankruptcy & Debt, Estate, Business Organization, Personal Injury, Estate Planning

Status: In Good Standing Licensed: 38 Years

CONTACT

720 Market St, Zanesville, OH 43701

Brent Allan Stubbins

Litigation, Criminal, Corporate, Bankruptcy

Status: In Good Standing

CONTACT

59 N 4Th St, Zanesville, OH 43701

Kyle Stephen Witucky

Family Law, Criminal, Elder Law, Bankruptcy

Status: In Good Standing

CONTACT

59 N 4Th St, Zanesville, OH 43702

Rose Marie Fox

Juvenile Law, Estate, Family Law, Bankruptcy

Status: In Good Standing Licensed: 26 Years

CONTACT

233 Main St, Zanesville, OH 43701

David Edward Mortimer

Criminal, Bankruptcy & Debt, Divorce & Family Law, Car Accident

Status: In Good Standing Licensed: 23 Years

CONTACT

3808 James Ct, Zanesville, OH 43701

James Paul Brown

Estate, Elder Law, Corporate, Commercial Bankruptcy

Status: In Good Standing Licensed: 41 Years

CONTACT

121 N 4Th St, Zanesville, OH 43702

Scott Douglas Eickelberger

Real Estate, Litigation, Commercial Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 33 Years

CONTACT

50 N 4Th St, Zanesville, OH 43702

Thomas Andrew Mccarty

Estate, Family Law, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 16 Years

CONTACT

27 N 5Th St, Zanesville, OH 43701

Gerald Arthur Erhard

Administrative Law, Bankruptcy, Real Estate, Criminal

Status: Inactive Licensed: 45 Years

CONTACT

27 N 5Th Street, Zanesville, OH 43702

800-923-0641

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LEGAL TERMS

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

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Zanesville Bankruptcy & Debt Lawyer, Ohio

Sponsored Law Firm

R. Lasko Co. LPA, LLC

SPONSORED LAWYERS

J. William Merry

Crystal Ian Zellar

Brent Allan Stubbins

Kyle Stephen Witucky

Rose Marie Fox

David Edward Mortimer

James Paul Brown

Scott Douglas Eickelberger

Thomas Andrew Mccarty

Gerald Arthur Erhard

TIPS

LEGAL TERMS

BANKRUPTCY

BULK SALES LAW

PREFERENCE

NO-FAULT INSURANCE

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

GRACE PERIOD

DISPOSABLE INCOME

FAIR CREDIT BILLING ACT (FCBA)

REPOSSESSION

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