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Alden Credit & Debt Lawyer, Michigan

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800-814-6700

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1-10 of 29 matches. Page 1 of 3  

Jonathan R. Moothart

Litigation, Federal Appellate Practice, Contract, Consumer Bankruptcy, Personal Injury
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           
CONTACT
9815 Miami Beach Rd, Williamsburg, MI 49690
Profile LAWPOINTS™32/100
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Cheryl N. Sarlund

Divorce, Elder Law, Contract, Bankruptcy
Status:  Inactive *Status is reviewed annually. For latest information visit here           Licensed:  33 Years
CONTACT
4482 Paper Birch Lane, Traverse City, MI 49686
Profile LAWPOINTS™19/100
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Wanda S. Losher

Collection, Divorce & Family Law, Estate, Criminal
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  11 Years
CONTACT
East Jordan, MI 49727
Profile LAWPOINTS™34/100
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Roy Jay Montney

Construction, Trusts, Contract, Collection
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  34 Years
CONTACT
1022 E Front St, Traverse City, MI 49686
Profile LAWPOINTS™32/100
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Gerald F Chefalo

Traffic, Divorce & Family Law, Criminal, Corporate, Bankruptcy
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  27 Years
CONTACT
502 Railroad Ave, Traverse City, MI 49686
Profile LAWPOINTS™32/100
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David A. Bieganowski

Business, Collection, Real Estate, Estate
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  29 Years
CONTACT
400 E Eighth St, Traverse City, MI 49685
Profile LAWPOINTS™34/100
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Julie A. Gillum

Contract, Collection, Divorce, Construction
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  33 Years
CONTACT
326 E State St, Traverse City, MI 49684
Profile LAWPOINTS™34/100
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Christopher L. Campbell

Landlord-Tenant, Social Security, Family Law, Credit & Debt
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  50 Years
CONTACT
735 S Garfield Ave, Traverse City, MI 49686
Profile LAWPOINTS™24/100
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Thomas R. Alward

Consumer Bankruptcy
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  45 Years
CONTACT
202 E State St, Traverse City, MI 49684
Profile LAWPOINTS™32/100
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Robert A. Cooney

Criminal, Limited Liability Companies, Business, Collection
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  33 Years
CONTACT
280 Washington St, Traverse City, MI 49684
Profile LAWPOINTS™29/100
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Member Representative

800-814-6700

Free Help: Use This Form or Call 800-814-6700

Member Representative

Call me for fastest results!
800-814-6700

Free Help: Use This Form or Call 800-814-6700

By submitting this request, I authorize you to forward my information to multiple potential lawyers and I agree to your Terms of Use and Privacy Policy including the Consent to Receive Automated Phone Calls, Emails and Texts. Information you provide is not privileged or confidential.

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LEGAL TERMS

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)
A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)
A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)
A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)
A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)
A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)
A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)
The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

COLLATERAL

Property that guarantees payment of a secured debt.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

SAMPLE LEGAL CASES

New Freedom Mtg. Corp. v. Globe Mtg. Corp.

... at 1238, 44 Cal.Rptr.2d 352, 900 P.2d 601. When a mortgagee makes a full credit bid, the mortgage debt is satisfied, and the mortgage is extinguished. Bank of Three Oaks v. Lakefront Properties, 178 Mich.App. 551, 555, 444 NW2d 217 (1989). ...

Barth v. FIRST CONSUMER CREDIT, INC.

... arise under or relate to the contract. Defendant's alleged debt-collecting activities are inseparable from the credit relationship established by the terms of the installment contract. [1] Because plaintiffs' claims are arguably within ...

CHARTER ONE BANK NA v. JP Morgan Chase Bank, NA

... [MCL 565.901(b).]. By contrast, defendant characterizes the Bensons' additional debt obligations secured by the mortgage as credit debt issued pursuant to their personal guaranty, which was secured by the mortgage. Importantly ...

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