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Roland V. Combs III
About | Practice Areas
Roland V. Combs III & Associates PLC
4401 NW 4th St Suite 121 Oklahoma City, OK 73107» view map
Bankruptcy & Debt
Over 35 Years Of Experience

The Law Firm of Roland V. Combs III & Associates PLC knows how to ward off relentless debt collectors and get you back on track to a stable financial future.

800-827-4970
1. Roland Combs Oklahoma City, OK
  Attorney at Law - OK, 1985
  University of Oklahoma J.D. 1984
2. AboutRoland V. Combs III & Associates PLC
  Hundreds Counseled & Represented.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

B. David Sisson

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Bankruptcy & Debt, Consumer Bankruptcy, Bankruptcy Litigation

We Help You Rise to a Fresh Financial Future Through Bankruptcy Solutions.

A native of the Oklahoma City area, Attorney B. David Sisson has provided bankruptcy assistance to area individuals and businesses for nearly twenty-s... (more)

CONTACT

800-736-1971

305 East Comanche Street, Norman, OK 73069

Samuel Calvin Bingaman

Administrative Law, Bankruptcy, Elder Law, Adoption

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127 W Chickasha Avenue, Chickasha, OK 73018

William Reynolds Moon

Insurance, Oil & Gas, Bankruptcy, Adoption

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CONTACT

721 W Country Club Rd, Chickasha, OK 73018

John Paul Melot

Administrative Law, Bankruptcy, Workers' Compensation, Social Security

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CONTACT

1601 E Veterans Memorial Hwy, Blanchard, OK 73010

Shawn Dale Hodges

Bankruptcy, Workers' Compensation, Social Security, Elder Law

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CONTACT

Newcastle, OK 73065

Daniel Lauvell Sadler

Oil & Gas, Foreclosure, Bankruptcy, Lending, Banking & Finance

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CONTACT

136 Thompson Dr, Norman, OK 73069

James S Drennan

Landlord-Tenant, Oil & Gas, Elder Law, Bankruptcy

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CONTACT

425 Terrace Place, Norman, OK 73069

Matthew Brent Eckstein

Oil & Gas, Insurance, Workers' Compensation, Bankruptcy

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CONTACT

2516 Tee Drive, Norman, OK 73069

Randy A. Parsons

Bankruptcy, Lending

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CONTACT

3400 Riverwalk Drive, Norman, OK 73072

Julia Catherine Mills Mettry

Adoption, Bankruptcy, Slip & Fall Accident, Criminal

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CONTACT

222 East Main Street, Norman, OK 73069

800-814-6700

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LEGAL TERMS

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

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Alex Bankruptcy Lawyer, Oklahoma

Sponsored Law Firm

Roland V. Combs III & Associates PLC

SPONSORED LAWYERS

B. David Sisson

Samuel Calvin Bingaman

William Reynolds Moon

John Paul Melot

Shawn Dale Hodges

Daniel Lauvell Sadler

James S Drennan

Matthew Brent Eckstein

Randy A. Parsons

Julia Catherine Mills Mettry

TIPS

LEGAL TERMS

LIABILITY

CREDIT REPORT

DISPOSABLE INCOME

CREDIT COUNSELING

LIMITED PARTNERSHIP

NUISANCE FEES

GARNISHMENT

SECURED DEBT

REAFFIRMATION

SAMPLE LEGAL CASES

Bank of Oklahoma v. Ashley

Nichols v. Nichols

AMERICAN ASSOCIATES, INC. v. Quimby

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