Allentown Bankruptcy & Debt Lawyer, Pennsylvania

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Vincent Rubino
About | Practice Areas
Newman Williams, P.C.
712 Monroe St P.O. Box 511 Stroudsburg, PA 18360» view map
Bankruptcy & Debt
A Legacy Of Solving Clients' Problems

We are proud to uphold a decades-long tradition of serving clients with courtesy, honesty and integrity. We have been here for you, and we will continue assistance into the future.

570-421-9090
1. Vincent Rubino Stroudsburg, PA
  Attorney at Law - PA, 1987
  Hofstra University J.D. 1987
2. AboutNewman Williams, P.C.
  A Tradition Of Service And Results
3. Practice AreasExpertise
  Bankruptcy & Debt
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Charles Laputka

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Bankruptcy & Debt, Real Estate, Immigration, Criminal, Business

Personal attention and client communication are our primary focus!

If you are experiencing financial difficulties, you do not have to work through them alone. The Laputka Law Office focuses on your debt/credit related... (more)

FREE CONSULTATION

CONTACT

610-841-2398

1344 West Hamilton Street, Allentown, PA 18102

Paul Young

Social Security, Criminal, DUI-DWI, Bankruptcy & Debt

FREE CONSULTATION

CONTACT

137 North 5th Street, Allentown, PA 18102

Denise Louise Wester

Litigation, Civil Rights, Business & Trade, Credit & Debt

Status: Licensed: 35 Years

CONTACT

881 3Rd St, Whitehall, PA 18052

Everett Cook

Criminal, DUI-DWI, Bankruptcy & Debt, Divorce & Family Law

FREE CONSULTATION

CONTACT

2747 Macarthur Rd, Whitehall, PA 18052

Stephen J. Palopoli

Lawsuit, Wills, Business, Bankruptcy

Status:

CONTACT

1125 S Cedar Crest Blvd, Allentown, PA 18103

joseph leon rosenfeld

Malpractice, Mesothelioma, Personal Injury, Bankruptcy

CONTACT

643 Broad St, EMMAUS, PA 18049

Thomas Lightner

Bankruptcy & Debt, Bankruptcy, Divorce & Family Law, Family Law

Status:

FREE CONSULTATION

CONTACT

251 E. Broad Street, Bethlehem, PA 18018

Garrett Benner

Divorce & Family Law, Divorce, Family Law, Bankruptcy & Debt, Sexual Harassment

Status:

FREE CONSULTATION

CONTACT

2005 City Line Rd, Bethlehem, PA 18017

Alan R. Mege

Bankruptcy, Divorce & Family Law, Estate, Immigration, Car Accident

Status: Licensed: 27 Years

CONTACT

70 E Broad St, Bethlehem, PA 18018

Suzanne Fields

Estate, Family Law, Bankruptcy, Accident & Injury

Status: Licensed: 39 Years

CONTACT

210 E Broad St, Bethlehem, PA 18018

800-814-6700

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LEGAL TERMS

FDCPA

See Fair Debt Collections & Practices Act.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

FCRA

See Fair Credit Reporting Act.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

CCCS

See Consumer Credit Counseling Service.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

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Allentown Bankruptcy & Debt Lawyer, Pennsylvania

Sponsored Law Firm

Newman Williams, P.C.

SPONSORED LAWYERS

Charles Laputka

Paul Young

Denise Louise Wester

Everett Cook

Stephen J. Palopoli

joseph leon rosenfeld

Thomas Lightner

Garrett Benner

Alan R. Mege

Suzanne Fields

TIPS

LEGAL TERMS

FDCPA

CREDIT COUNSELING

TRUTH IN LENDING ACT (TILA)

FCRA

SUBROGATION

CHAPTER 13 BANKRUPTCY

CCCS

GRACE PERIOD

WINDING UP

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