Antioch Collection Lawyer, California

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Lauren Pruett
About | Practice Areas
Gale, Angelo, Johnson & Pruett, P.C.
1430 Blue Oaks Blvd Suite 250 Roseville, CA 95747» view map
Bankruptcy & Debt Law
Results Driven Representation

Our mission is to give your real results in multiple practice areas including family law, bankruptcy, and consumer litigation.

800-988-9181
1. Lauren Pruett Roseville, CA
  Attorney at Law- CA, 2015
  McGeorge School of Law, J.D.
2. AboutGale, Angelo, Johnson & Pruett, P.C.
  Effective, Innovative, Results Driven Representation.
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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James R. Mehlhaff

Business Organization, Family Law, Collection, Banking & Finance

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23950 S. Chrisman Road, Tracy, CA 95304

Jerome J. Ghigliotti

Administrative Law, Dispute Resolution, Collection, Commercial Leasing

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FREE CONSULTATION

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870 Market Street, San Francisco, CA 94102

Jim Gerhart Price

Commercial Real Estate, Consumer Rights, Commercial Banks, Collection, Bankruptcy

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6163 Bethel Island Road, Bethel Island, CA 94511

John Claassen

Civil Rights, Corporate, Administrative Law, Collection, Intellectual Property

Status: Licensed: 27 Years

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1261 Locust St, Walnut Creek, CA 94596

Vincent Wood

Bankruptcy, Collection, Credit & Debt, Reorganization

FREE CONSULTATION

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1820 Bonanza Street, Walnut Creek, CA 94596

Chuck Marshall

Motor Vehicle, Collection, Credit & Debt, Class Action

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2121 N. California Blvd., Walnut Creek, CA 94596

James G. Schwartz

Credit & Debt, Collection, Bankruptcy

Status: Licensed: 49 Years

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7901 Stoneridge Dr, Pleasanton, CA 94588

Carmen I Dunbar

Tax, Landlord-Tenant, Immigration, Collection

Status: Licensed: 16 Years

CONTACT

728 Texas St, Fairfield, CA 94534

Deborah Durr Ferras

Family Law, Guardianships & Conservatorships, Adoption, Collection, Trusts

Status: Licensed: 34 Years

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300 Tuolumne St, American Canyon, CA 94590

David S. Van Dyke

Animal Bite, Criminal, Bankruptcy, Collection

Status: Licensed: 34 Years

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2111 W March Ln, Stockton, CA 95207

800-814-6700

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LEGAL TERMS

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

FCRA

See Fair Credit Reporting Act.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

CCCS

See Consumer Credit Counseling Service.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

CREDIT FILE

See credit report.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

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Antioch Collection Lawyer, California

Sponsored Law Firm

Gale, Angelo, Johnson & Pruett, P.C.

SPONSORED LAWYERS

James R. Mehlhaff

Jerome J. Ghigliotti

Jim Gerhart Price

John Claassen

Vincent Wood

Chuck Marshall

James G. Schwartz

Carmen I Dunbar

Deborah Durr Ferras

David S. Van Dyke

TIPS

LEGAL TERMS

DEBT COLLECTOR

PRESUMED ABUSE

FCRA

PREFERENCE

CCCS

CREDIT INSURANCE

CREDIT FILE

NUISANCE FEES

HOUSEHOLDER

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