Antioch Collection Lawyer, California

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Lauren Pruett
About | Practice Areas
Gale, Angelo, Johnson & Pruett, P.C.
1430 Blue Oaks Blvd Suite 250 Roseville, CA 95747» view map
Bankruptcy & Debt Law
Results Driven Representation

Our mission is to give your real results in multiple practice areas including family law, bankruptcy, and consumer litigation.

800-988-9181
1. Lauren Pruett Roseville, CA
  Attorney at Law- CA, 2015
  McGeorge School of Law, J.D.
2. AboutGale, Angelo, Johnson & Pruett, P.C.
  Effective, Innovative, Results Driven Representation.
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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James R. Mehlhaff

Business Organization, Family Law, Collection, Banking & Finance

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23950 S. Chrisman Road, Tracy, CA 95304

Jerome J. Ghigliotti

Administrative Law, Dispute Resolution, Collection, Commercial Leasing

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FREE CONSULTATION

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870 Market Street, San Francisco, CA 94102

Jim Gerhart Price

Bankruptcy, Commercial Banks, Consumer Rights, Commercial Real Estate, Collection

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6163 Bethel Island Road, Bethel Island, CA 94511

John Claassen

Collection, Administrative Law, Civil Rights, Intellectual Property, Corporate

Status: Licensed: 27 Years

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1261 Locust St, Walnut Creek, CA 94596

Vincent Wood

Bankruptcy, Collection, Credit & Debt, Reorganization

FREE CONSULTATION

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1820 Bonanza Street, Walnut Creek, CA 94596

Chuck Marshall

Motor Vehicle, Collection, Credit & Debt, Class Action

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2121 N. California Blvd., Walnut Creek, CA 94596

James G. Schwartz

Credit & Debt, Collection, Bankruptcy

Status: Licensed: 49 Years

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7901 Stoneridge Dr, Pleasanton, CA 94588

Carmen I Dunbar

Tax, Landlord-Tenant, Immigration, Collection

Status: Licensed: 16 Years

CONTACT

728 Texas St, Fairfield, CA 94534

Deborah Durr Ferras

Collection, Adoption, Family Law, Wills, Guardianships & Conservatorships

Status: Licensed: 34 Years

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300 Tuolumne St, American Canyon, CA 94590

David S. Van Dyke

Animal Bite, Criminal, Bankruptcy, Collection

Status: Licensed: 34 Years

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2111 W March Ln, Stockton, CA 95207

800-814-6700

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LEGAL TERMS

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

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Antioch Collection Lawyer, California

Sponsored Law Firm

Gale, Angelo, Johnson & Pruett, P.C.

SPONSORED LAWYERS

James R. Mehlhaff

Jerome J. Ghigliotti

Jim Gerhart Price

John Claassen

Vincent Wood

Chuck Marshall

James G. Schwartz

Carmen I Dunbar

Deborah Durr Ferras

David S. Van Dyke

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LEGAL TERMS

WORKOUT

TRADE DRESS

COSIGNER

COLLECTION AGENCY

TRUTH IN LENDING ACT (TILA)

SECURED DEBT

CREDIT COUNSELING

NUISANCE FEES

LOSS DAMAGE WAIVER (LDW)

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