Batavia Reorganization Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Kent A. Gaertner

Business, Collection, Credit & Debt, Reorganization, Employment

FREE CONSULTATION

CONTACT

1725 S. Naperville Road, Wheaton, IL 60189

Allison Cychosz

Family Medical Leave Act (FMLA), Corporate, Business, Reorganization

Status: Licensed: 22 Years

CONTACT

7420 County Line Rd, Willowbrook, IL 60527

Stephanie Posey

Estate Planning, Estate Planning, Reorganization, State & Local Agencies, Commercial Real Estate

Status: Licensed: 26 Years

CONTACT

239 6Th Ave, La Grange, IL 60525

Patrick John Hart

Family Law, Corporate, Reorganization, Bankruptcy, Child Support

Status:

CONTACT

728 Florsheim Drive, Libertyville, IL 60048

Adam Scott Buddenbohn

Bankruptcy, Reorganization, Credit & Debt, Reorganization

Status: Licensed: 9 Years

CONTACT

120 S Riverside Plaza, Chicago, IL 60606

Gregory Spitzer

Sales & Use Tax, Merger & Acquisition, Transactions, Reorganization

Status: Licensed: 37 Years

CONTACT

191 N. Wacker Drive, Chicago, IL 60606

Michael Nathan Fine

Insurance, Life & Health, Cogeneration, Reorganization

Status: Licensed: 20 Years

CONTACT

227 West Monroe Street, Chicago, IL 60606

Ryan Adam Jackson

Merger & Acquisition, Corporate, Business, Reorganization, Bankruptcy & Debt

Status: Licensed: 25 Years

CONTACT

300 N La Salle Dr, Chicago, IL 60654

Bruce C. Scalambrino

Litigation, Corporate, Reorganization, Bankruptcy, Business

Status: Licensed: 40 Years

CONTACT

One North Lasalle Street, Chicago, IL 60602

David Weiss Lipschutz

General Practice

Status:

CONTACT

111 W Jackson Blvd, Chicago, IL 60604

800-814-6700

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LEGAL TERMS

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

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Batavia Reorganization Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Kent A. Gaertner

Allison Cychosz

Stephanie Posey

Patrick John Hart

Adam Scott Buddenbohn

Gregory Spitzer

Michael Nathan Fine

Ryan Adam Jackson

Bruce C. Scalambrino

David Weiss Lipschutz

TIPS

LEGAL TERMS

LIEN

401(K) PLAN

DEBT COLLECTOR

FRAUDULENT TRANSFER

NONDISCHARGEABLE DEBTS

NO-FAULT INSURANCE

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

HOUSEHOLDER

MEETING OF CREDITORS

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