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Gregory Messer
About | Practice Areas
Law Offices of Gregory Messer
26 Court Street Suite 2400 Brooklyn, NY 11242» view map
Bankruptcy & Debt
It's Time For A Fresh Start

Experienced bankruptcy attorney Gregory Messer will work with you personally to set your mind at ease and relieve the strain you’re facing from personal or business debt.

800-887-8940
1. Gregory Messer Brooklyn, NY
  Attorney at Law - NY, 1978
  Albany Law School J.D. 1977
2. AboutLaw Offices of Gregory Messer
  Providing debt relief for individual and business clients in the New York City area for more than three decades.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

Moriah Adamo

Bankruptcy, Estate Planning, Guardianships & Conservatorships, Litigation

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3 Dakota Drive, Lake Success, NY 11042

Sean P. Lenihan

Bankruptcy, Family Law, Landlord-Tenant, Litigation

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1111 Marcus Avenue, New Hyde Park, NY 11042

Heather Lynn Gregg

Bankruptcy, Commercial Real Estate, Condominiums, Contract

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108-18 Queens Boulevard, Forest Hills, NY 11375

Dorothy J. Santos

Bankruptcy, Estate Administration, Estate Planning

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1111 Marcus Avenue, New Hyde Park, NY 11042

William A. Tauber

Bankruptcy, Business Organization, Contract, Criminal

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FREE CONSULTATION

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1967 Turnbull Avenue, Bronx, NY 10473

Nathan Erlich

Business & Trade, Corporate, Banking & Finance, Bankruptcy, Other

Status: Licensed: 35 Years

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10818 Queens Blvd, Forest Hills, NY 11375

Allan R. Bloomfield

Divorce, Consumer Protection, Bankruptcy

Status: Licensed: 50 Years

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11821 Queens Blvd, Forest Hills, NY 11375

Rafael Ariel Poltielov

Foreclosure, Wills & Probate, Business, Bankruptcy

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11821 Queens Blvd, Forest Hills, NY 11375

Peter T. Nguyen

Real Estate, Divorce, Bankruptcy, Personal Injury, Divorce & Family Law

Status: Licensed: 27 Years

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1809 Paulding Ave, Bronx, NY 10462

Martin Caling Chow

Real Estate, Litigation, Lawsuit & Dispute, Commercial Bankruptcy

Status: Licensed: 30 Years

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41-07 162nd St, Flushing, NY 11358

800-814-6700

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LEGAL TERMS

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

CYBERSQUATTING

Buying a domain name that reflects the name of a business or famous person with the intent of selling the name back to the business or celebrity for a profit. T... (more...)

Buying a domain name that reflects the name of a business or famous person with the intent of selling the name back to the business or celebrity for a profit. The Anticybersquatting Consumer Protection Act of 1999 authorizes a cybersquatting victim to file a federal lawsuit to regain a domain name or sue for financial compensation. Under the act, registering, selling or using a domain name with the intent to profit from someone else's good name is considered cybersquatting. Victims of cybersquatting can also use the provisions of the Uniform Domain Name Dispute Resolution Policy adopted by ICANN, an international tribunal administering domain names. This international policy results in arbitration of the dispute, not litigation.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

SAMPLE LEGAL CASES

Barranco v. Cabrini Medical Center

... Department. Decided April 1, 2008. Concur â€” Gonzalez, JP, Williams, Catterson and Moskowitz, JJ. On or about February 21, 2001, plaintiff filed a petition in the United States Bankruptcy Court for the District of New Jersey. Some ...

Insurance Co. v. HSBC BANK USA

... We are asked in this case to decide whether a Bankruptcy Court order allowing a creditor to seize a debtor's bank account is entitled to res judicata effect in a subsequent state proceeding alleging that a portion of the funds in the account were state tax proceeds that should not ...

White v. Mazella-White

... which was to vacate the aforesaid inquest be made part of this judgment; and it is further," and (3) by deleting the fifth decretal paragraph thereof awarding the defendant the principal sum of $85,000 in equitable distribution payable to the defendant's trustee in bankruptcy; as so ...

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Bayside Bankruptcy Lawyer, New York

Sponsored Law Firm

Law Offices of Gregory Messer

SPONSORED LAWYERS

Moriah Adamo

Sean P. Lenihan

Heather Lynn Gregg

Dorothy J. Santos

William A. Tauber

Nathan Erlich

Allan R. Bloomfield

Rafael Ariel Poltielov

Peter T. Nguyen

Martin Caling Chow

TIPS

LEGAL TERMS

REDEMPTION

CHAPTER 13 PLAN

DEFINED CONTRIBUTION PLAN

CREDIT REPORT

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

CYBERSQUATTING

BULK SALES LAW

GUARANTOR

INTEREST

SAMPLE LEGAL CASES

Barranco v. Cabrini Medical Center

Insurance Co. v. HSBC BANK USA

White v. Mazella-White

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