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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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James Meaney

Bankruptcy & Debt, Real Estate, Criminal, Divorce & Family Law

Status: Licensed: 20 Years

FREE CONSULTATION

CONTACT

90 Main Street, Cold Spring Harbor, NY 11724

Vincent T. Apicella

Real Estate, Lawsuit & Dispute, Estate, Bankruptcy & Debt

Status: Licensed: 48 Years

CONTACT

1045 Oyster Bay Rd, Glen Head, NY 11732

Karen Marie Dowd

Employment Contracts, Credit & Debt

Status: Licensed: 37 Years

CONTACT

63 Cherry Ln, Syosset, NY 11791

Fred Steven Kantrow

Bankruptcy & Debt

Status: Licensed: 21 Years

CONTACT

6901 Jericho Tpke, Syosset, NY 11791

Edward Rugino

Collection

Status: Licensed: 29 Years

CONTACT

6851 Jericho Tpke, Syosset, NY 11791

Kerri S. Flynn

Other, Lawsuit & Dispute, Government, Bankruptcy & Debt

Status: Licensed: 17 Years

CONTACT

6851 Jericho Tpke, Syosset, NY 11791

Peter G. Zavatsky

Commercial Real Estate, Foreclosure, Credit & Debt, Bankruptcy

Status: Licensed: 48 Years

CONTACT

Syosset, NY 11791

Thomas A. Dredger

Lawsuit & Dispute, Bankruptcy & Debt

Status: Licensed: 41 Years

CONTACT

6851 Jericho Tpke, Syosset, NY 11791

Owen M. Robinson

Collection

Status: Licensed: 39 Years

CONTACT

165 Eileen Way, Syosset, NY 11791

Natalia Thomas

Employment, Bankruptcy & Debt

Status: Licensed: 17 Years

CONTACT

6851 Jericho Tpke, Syosset, NY 11791

800-814-6700

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800-943-8690

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LEGAL TERMS

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

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Bayville Bankruptcy & Debt Lawyer, New York, page 3

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

James Meaney

Vincent T. Apicella

Karen Marie Dowd

Fred Steven Kantrow

Edward Rugino

Kerri S. Flynn

Peter G. Zavatsky

Thomas A. Dredger

Owen M. Robinson

Natalia Thomas

TIPS

LEGAL TERMS

LIMITED PARTNERSHIP

TRUTH IN LENDING ACT (TILA)

DEFINED CONTRIBUTION PLAN

HOUSEHOLDER

WINDING UP

FRAUDULENT TRANSFER

NO-FAULT INSURANCE

FAIR CREDIT REPORTING ACT (FCRA)

NUISANCE FEES

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