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Jon Litty
About | Practice Areas
Litty Law Group, P.C.
500 Marquette Ave NW Suite 1200 Albuquerque, NM 87102» view map
Bankruptcy & Debt and Immigration Law
Albuquerque’s Attorney

I’m Jon Litty and I’m here to serve you, Albuquerque! I will fight to get you what you rightfully deserve.

505-862-5061
1. Jon Litty Albuquerque, NM
  Attorney at Law- NM
  Thomas Jefferson School of Law, J.D. 2015
2. AboutLitty Law Group, P.C.
  Albuquerque’s Attorney
3. Practice AreasExpertise
  Bankruptcy & Debt
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Charles A. Armgardt

Reorganization, Insurance, Employee Rights, Construction

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CONTACT

Albuquerque, NM 87103

Scott E. Turner

Real Estate Other, Construction, Real Estate, Corporate, Bankruptcy

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500 Marquette Ave NW, Albuquerque, NM 87102

Stephanie L. Schaeffer

Bankruptcy, Corporate, Business & Trade, Credit & Debt

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201 3Rd St Nw, Albuquerque, NM 87102

James C. Jacobsen

Credit & Debt, Bankruptcy, Consumer Bankruptcy

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201 3Rd St Nw, Albuquerque, NM 87102

Steven E. Sessions

Lawsuit, Employment, Family Law, Bankruptcy & Debt

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122 10Th St Nw, Albuquerque, NM 87102

M. Dylan O'Reilly

Banking & Finance, Bankruptcy, Real Estate, Credit & Debt

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500 Marquette Avenue, N.W., Albuquerque, NM 87125

Cid Dagward Lopez

Personal Injury, Consumer Bankruptcy, Health Care Other, Mass Torts

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500 Tijeras Ave Nw, Albuquerque, NM 87102

R. Ruben Gallegos

Collection, Tribal Jurisdiction, DUI-DWI, Credit & Debt

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116 14th Street SW, Albuquerque, NM 87102

David N. Hernandez

Bankruptcy & Debt, Corporate, Credit & Debt, Commercial Real Estate, Wills

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1401 Central Avenue Nw, Albuquerque, NM 87104

Kerry J. Morris

Adoption, Alimony & Spousal Support, Bad Faith Insurance, Bankruptcy, Corporate

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901 Lomas Blvd Nw, Albuquerque, NM 87102

800-814-6700

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LEGAL TERMS

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

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Belen Bankruptcy & Debt Lawyer, New Mexico, page 5

Sponsored Law Firm

Litty Law Group, P.C.

SPONSORED LAWYERS

Charles A. Armgardt

Scott E. Turner

Stephanie L. Schaeffer

James C. Jacobsen

Steven E. Sessions

M. Dylan O'Reilly

Cid Dagward Lopez

R. Ruben Gallegos

David N. Hernandez

Kerry J. Morris

TIPS

LEGAL TERMS

SETOFF

CREDIT INSURANCE

401(K) PLAN

FORBEARANCE

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

FRATERNAL BENEFIT SOCIETY BENEFITS

FAIR CREDIT REPORTING ACT (FCRA)

COSIGNER

REPOSSESSION

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