Bellefontaine Bankruptcy & Debt Lawyer, Ohio

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Ronald Lasko
About | Practice Areas
R. Lasko Co. LPA, LLC
1406 W 6th St STE 200, Cleveland, OH 44113» view map
Business, Estate, Real Estate, Employment
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Let R. Lasko Co. LPA, LLC handle all your legal needs today!

216-574-2602
1. Ronald Lasko Cleveland, OH
  Attorney at Law, OH
  Cleveland-Marshall College of Law, J.D. 1976
2. AboutR. Lasko Co. LPA, LLC
  Competent Legal Representation
3. Practice AreasExpertise
  Business Law
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Terrence Gerard Stolly

Employee Rights, Insurance, Credit & Debt, Personal Injury

Status:

CONTACT

1111 Rush Ave, Bellefontaine, OH 43311

Linda Cheryl Macgillivray

Juvenile Law, Family Law, Corporate, Collection, Divorce & Family Law

Status: Licensed: 36 Years

CONTACT

325 N Main St, Bellefontaine, OH 43311

Marc Spencer Triplett

Divorce & Family Law, Criminal, Bankruptcy, Personal Injury

Status: Licensed: 48 Years

CONTACT

332 S Main St, Bellefontaine, OH 43311

Robert Benton Macdonald

Real Estate, Estate, Corporate, Bankruptcy

Status: Licensed: 50 Years

CONTACT

1111 Rush Ave, Bellefontaine, OH 43311

John David Bodin

Litigation, Electronic Commerce, Commercial Bankruptcy, Medical Malpractice

Status: Licensed: 22 Years

CONTACT

1111 Rush Ave, Bellefontaine, OH 43311

Gabriel David Wickline

Real Estate, Litigation, Corporate, Bankruptcy

Status: Licensed: 21 Years

CONTACT

1111 Rush Ave, Bellefontaine, OH 43311

David Rush Watkins

Agriculture, Elder Law, Corporate, Bankruptcy, Immigration

Status: Licensed: 50 Years

CONTACT

1111 Rush Ave, Bellefontaine, OH 43311

Ann Elizabeth Beck

Estate, Family Law, Criminal, Bankruptcy

Status: Licensed: 39 Years

CONTACT

226 W Columbus Ave, Bellefontaine, OH 43311

Levi William Lile

Family Law, Criminal, Bankruptcy, Bankruptcy & Debt

Status: Licensed: 53 Years

CONTACT

109 N Elm St, Bellefontaine, OH 43311

Miranda Antonia Warren

Litigation, Estate, Family Law, Collection

Status: Licensed: 19 Years

CONTACT

114 S Main St, Bellefontaine, OH 43311

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LEGAL TERMS

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

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Bellefontaine Bankruptcy & Debt Lawyer, Ohio

Sponsored Law Firm

R. Lasko Co. LPA, LLC

SPONSORED LAWYERS

Terrence Gerard Stolly

Linda Cheryl Macgillivray

Marc Spencer Triplett

Robert Benton Macdonald

John David Bodin

Gabriel David Wickline

David Rush Watkins

Ann Elizabeth Beck

Levi William Lile

Miranda Antonia Warren

TIPS

LEGAL TERMS

COLLECTION AGENCY

FORBEARANCE

TRUTH IN LENDING ACT (TILA)

GUARANTEED RESERVATION

LOSS DAMAGE WAIVER (LDW)

UNDUE HARDSHIP

CHAPTER 13 BANKRUPTCY

FAIR CREDIT REPORTING ACT (FCRA)

DEBIT CARD

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