Bergen County, NJ Bankruptcy & Debt Lawyers, page 2

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Gary Schafkopf
About | Practice Areas
Schafkopf Law LLC
11 Bala Ave Bala Cynwyd, PA 19004» view map
Bankruptcy & Debt
We Are Here To Help You

Gary Schafkopf is a practicing lawyer in the states of Pennsylvania and New Jersey who focuses on cases in Bankruptcy & Debt, Employment, and Real Estate.

800-970-4781
1. Gary Schafkopf Bala Cynwyd, PA
  Attorney at Law- PA, 1999
  Schafkopf Law LLC
2. AboutSchafkopf Law LLC
  We Are Here To Help You
3. Practice AreasExpertise
  Bankruptcy & Debt
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Eric Mark Pelz

Corporate, Litigation, Bankruptcy

Status: In Good Standing

CONTACT

411 Hackensack Avenue, Hackensack, NJ 07601

Eric David Reiser

Litigation, Science, Technology & Internet, Trusts, Credit & Debt

Status: In Good Standing Licensed: 14 Years

CONTACT

411 Hackensack Ave, Hackensack, NJ 07601

Russell J Passamano

Real Estate, Litigation, Corporate, Bankruptcy

Status: In Good Standing

CONTACT

500 Frank W. Burr Boulevard, Teaneck, NJ 07666

David Edelberg

Landlord-Tenant, Child Custody, Identity Theft, Insurance, Bankruptcy

Status: In Good Standing Licensed: 41 Years

CONTACT

433 Hackensack Ave, Hackensack, NJ 07601

David Edelberg

Litigation, Wrongful Termination, Family Law, Bankruptcy

Status: In Good Standing Licensed: 41 Years

CONTACT

433 Hackensack Avenue, Hackensack, NJ 07601

Walter K. Schreyer

DUI-DWI, Criminal, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 51 Years

CONTACT

189 Kinderkamack Road, Westwood, NJ 07675

Eileen Linarducci

Business, Bankruptcy

Status: In Good Standing

CONTACT

210 River St, Hackensack, NJ 07601

Marc Alster

Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 37 Years

CONTACT

2 University Plaza, Hackensack, NJ 07601

Reena Forst

Collection, Litigation, Real Estate

Status: In Good Standing Licensed: 32 Years

CONTACT

345 Union St, Hackensack, NJ 07601

Candice L Drisgula

Family Law, Divorce, Child Custody, Collection

Status: In Good Standing

CONTACT

17-17 Route 208 North, Fair Lawn, NJ 07410

800-923-0641

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LEGAL TERMS

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

FCBA

See Fair Credit Billing Act.

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

FCRA

See Fair Credit Reporting Act.

CREDIT FILE

See credit report.

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Bergen County, NJ Bankruptcy & Debt Lawyers, page 2

Sponsored Law Firm

Schafkopf Law LLC

SPONSORED LAWYERS

Eric Mark Pelz

Eric David Reiser

Russell J Passamano

David Edelberg

David Edelberg

Walter K. Schreyer

Eileen Linarducci

Marc Alster

Reena Forst

Candice L Drisgula

TIPS

LEGAL TERMS

UNDUE HARDSHIP

DEBIT CARD

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

FCBA

S CORPORATION

ACCORD AND SATISFACTION

REAFFIRMATION

FCRA

CREDIT FILE

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