Bernalillo Credit & Debt Lawyer, New Mexico

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Jon Litty
About | Practice Areas
Litty Law Group, P.C.
500 Marquette Ave NW Suite 1200 Albuquerque, NM 87102» view map
Bankruptcy & Debt and Immigration Law
Albuquerque’s Attorney

I’m Jon Litty and I’m here to serve you, Albuquerque! I will fight to get you what you rightfully deserve.

505-862-5061
1. Jon Litty Albuquerque, NM
  Attorney at Law- NM
  Thomas Jefferson School of Law, J.D. 2015
2. AboutLitty Law Group, P.C.
  Albuquerque’s Attorney
3. Practice AreasExpertise
  Bankruptcy & Debt
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Terrill L. Muller

Government, Credit & Debt, Family Law, Indians & Native Populations

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CONTACT

P.O. Box 817, Bernalillo, NM 87004

Walter Merrill Lowney

Credit & Debt, Bankruptcy, Consumer Bankruptcy

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CONTACT

10320 Cottonwood Park NW, Albuquerque, NM 87114

Jason Collis Bousliman

Insurance, Landlord-Tenant, Credit & Debt, Property Damage, Construction

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6501 Eagle Rock Ave Ne, Albuquerque, NM 87113

Yvette J. Gonzales

Credit & Debt, Bankruptcy, Consumer Bankruptcy

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Placitas, NM 87043

Kathleen M. Wilson

Real Estate, Employment, Banking & Finance, Credit & Debt

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7601 Jefferson Street NE, Albuquerque, NM 87109

Nathaniel E. Butters

Family Law, Insurance, Credit & Debt, Property Damage, Antitrust

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CONTACT

7355 Sidewinder Dr Ne, Albuquerque, NM 87113

Jennifer L. Isom

Credit & Debt, Bankruptcy, Commercial Real Estate

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CONTACT

6501 Eagle Rock Ave Ne, Albuquerque, NM 87113

Christopher M. Gatton

Patent, Entertainment, Corporate, Credit & Debt

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CONTACT

10400 Academy Rd Ne, Albuquerque, NM 87111

Verily Stevenson

Credit & Debt, Consumer Bankruptcy, Bankruptcy

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CONTACT

7430 Washington St Ne, Albuquerque, NM 87109

George D. Giddens

Landlord-Tenant, Mediation, Corporate, Credit & Debt

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CONTACT

10400 Academy Rd Ne, Albuquerque, NM 87111

800-814-6700

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LEGAL TERMS

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

CREDIT FILE

See credit report.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

SAMPLE LEGAL CASES

Beams v. Rhine

... He alleges that Rhine used the money obtained from the line of credit to pay off premarital credit card debt and to make mortgage payments on another home in Arizona that Rhine purchased before the marriage and was her separate property. ...

Karpien v. Karpien

... That community debt included the balance owed on two mortgages on the home, credit card debt, certain medical bills, and repatriation and funeral expenses that were incurred after Wife's death and paid by Parents. Husband appeals the order of the district court. II. ...

Bank of New York v. Romero

... In early 2006, the Romeros were behind on the New Century loan, which had an estimated payoff of $176,450.08, and were in debt on credit card and other loan obligations. ... (Equity One) for $227,240 that repaid their existing home loan, credit card debt, and other obligations. ...

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Bernalillo Credit & Debt Lawyer, New Mexico

Sponsored Law Firm

Litty Law Group, P.C.

SPONSORED LAWYERS

Terrill L. Muller

Walter Merrill Lowney

Jason Collis Bousliman

Yvette J. Gonzales

Kathleen M. Wilson

Nathaniel E. Butters

Jennifer L. Isom

Christopher M. Gatton

Verily Stevenson

George D. Giddens

TIPS

LEGAL TERMS

DISCHARGE (OF DEBTS)

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

CREDIT FILE

401(K) PLAN

REAFFIRMATION

CREDIT COUNSELING

MEETING OF CREDITORS

FORBEARANCE

PRIORITY DEBT

SAMPLE LEGAL CASES

Beams v. Rhine

Karpien v. Karpien

Bank of New York v. Romero

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PRACTICE AREAS 30

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