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Ashton Dunn
About | Practice Areas
Law Offices of Ashton Dunn
139 N Balsam Ste 1300 Ridgecrest, CA 93556» view map
Bankruptcy
Get The Support You Need For Your Case

You need an attorney with bankruptcy knowledge who will vigorously protect your rights and interests.

800-615-0850
1. Ashton Dunn Ridgecrest, CA
  Attorney at Law - CA, 1999
  Peoples COL, J.D., 1999
2. AboutLaw Offices of Ashton Dunn
  Over 20 years of experience.
3. Practice AreasExpertise
  Bankruptcy Law
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Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

Todd A. Frealy

Lawsuit & Dispute, Credit & Debt, Bankruptcy Litigation, Bankruptcy & Debt, Bankruptcy

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1888 Century Park East, Los Angeles, CA 90067

C. John M. Melissinos

Bankruptcy

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1901 Avenue of the Stars, Los Angeles, CA 90067

Carmela T. Pagay

Bankruptcy, Workout

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1888 Century Park East, Los Angeles, CA 90067

Joel S. Seidel

Bankruptcy, Estate Planning, Family Law, Real Estate

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FREE CONSULTATION

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1925 Century Park East, Los Angeles, CA 90067

Murray Greiff

Litigation, Criminal, Collection, Bankruptcy

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FREE CONSULTATION

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11355 West Olympic Boulevard, Los Angeles, CA 90064

Giovanni Orantes

Bankruptcy, Corporate, Business Organization, Credit & Debt

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FREE CONSULTATION

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3435 Wilshire Boulevard, Los Angeles, CA 90010

John Rubenstein, Esq.

Litigation, Immigration, Corporate, Bankruptcy

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FREE CONSULTATION

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3435 Wilshire Blvd Ste 2700, Los Angeles, CA 90010

Kathleen P. March

Business, Bankruptcy, Bankruptcy & Debt, Credit & Debt

Status: Licensed: 47 Years

FREE CONSULTATION

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10524 W Pico Blvd, Los Angeles, CA 90064

Judy M. Lam

Real Estate, International, Corporate, Bankruptcy

Status: Licensed: 31 Years

CONTACT

10100 Santa Monica Blvd, Los Angeles, CA 90067

Linda M. Blank

Dispute Resolution, Corporate, Business Organization, Credit & Debt, Bankruptcy

Status: Licensed: 39 Years

CONTACT

1801 Century Park E, Los Angeles, CA 90067

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LEGAL TERMS

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

SAMPLE LEGAL CASES

Jaffe v. Pacelli

... ALDRICH, J. I. INTRODUCTION. In this case, the superior court entered a judgment against a debtor, Zenaida C. Pacelli (Pacelli), that included an award of attorney fees. Years later, Pacelli sought to discharge the debt in bankruptcy court. ... 2. The bankruptcy proceedings. ...

Imperial Merchant Services, Inc. v. Hunt

... section 3287, for a total of $179.41. 385 Hunt filed a voluntary petition for bankruptcy in the United States Bankruptcy Court for the Northern District of California (the bankruptcy action). Shortly thereafter, Hunt filed a putative ...

Aceves v. US BANK NA

... deed of trust on her residence. About two years into the loan, she could not afford the monthly payments and filed for bankruptcy under chapter 7 of the Bankruptcy Code (11 USC Â§Â§ 701-784). She intended to convert the chapter ...

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Beverly Hills Bankruptcy Lawyer, California

Sponsored Law Firm

Law Offices of Ashton Dunn

SPONSORED LAWYERS

Todd A. Frealy

C. John M. Melissinos

Carmela T. Pagay

Joel S. Seidel

Murray Greiff

Giovanni Orantes

John Rubenstein, Esq.

Kathleen P. March

Judy M. Lam

Linda M. Blank

TIPS

LEGAL TERMS

UNDUE HARDSHIP

SETOFF

GUARANTOR

FAIR CREDIT BILLING ACT (FCBA)

INTEREST

TRUTH IN LENDING ACT (TILA)

LOSS DAMAGE WAIVER (LDW)

PRIORITY DEBT

MEETING OF CREDITORS

SAMPLE LEGAL CASES

Jaffe v. Pacelli

Imperial Merchant Services, Inc. v. Hunt

Aceves v. US BANK NA

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