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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
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Aaron J. Scheinfield

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Bankruptcy & Debt, Landlord-Tenant, Collection, Litigation, Construction

Aaron J. Scheinfield, born Farmington Hills, Michigan, December 1977, was admitted to the Bar in 2004. Education: University of Michigan (B.A. 2000); ... (more)

FREE CONSULTATION

CONTACT

248-355-5300

4000 Town Ctr, Southfield, MI 48075

Raymond J. Sterling

Class Action, Whistleblower, Civil Rights, Collection

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CONTACT

33 Bloomfield Hills Parkway, Bloomfield Hills, MI 48304

Sheryl A. Shoebottom

Bankruptcy, Collection, Credit & Debt, Tax

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FREE CONSULTATION

CONTACT

30161 Southfield Road, Southfield, MI 48076

Jan Jeffrey Rubinstein

Litigation, Estate, Criminal, Collection

Status: Licensed: 25 Years

FREE CONSULTATION

CONTACT

30150 Telegraph Road, Bingham Farms, MI 48025

Bruce L. Townley

Construction, Deportation, Trusts, Divorce, Collection

Status: Licensed: 33 Years

CONTACT

3001 W Big Beaver Rd, Troy, MI 48084

Dean Roy Nelson

Commercial Real Estate, Litigation, Contract, Collection

Status: Licensed: 18 Years

CONTACT

700 E Maple Rd, Birmingham, MI 48009

Erika D. Hart

Trusts, Employee Rights, Contract, Collection

Status: Licensed: 21 Years

CONTACT

700 E Maple Rd, Birmingham, MI 48009

Edwin H. Selwocki

Traffic, Litigation, Collection, Personal Injury

Status: Licensed: 29 Years

CONTACT

1619 Cole St, Birmingham, MI 48009

James P. Cunningham

Family Law, Divorce, Securities Regulation, Collection

Status:

CONTACT

380 N Old Woodward Ave, Birmingham, MI 48009

Salam F. Elia

Land Use & Zoning, Trusts, Contract, Collection

Status: Licensed: 13 Years

CONTACT

550 W Merrill St, Birmingham, MI 48009

800-814-6700

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LEGAL TERMS

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

CREDIT FILE

See credit report.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

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Birmingham Collection Lawyer, Michigan

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Aaron J. Scheinfield

Raymond J. Sterling

Sheryl A. Shoebottom

Jan Jeffrey Rubinstein

Bruce L. Townley

Dean Roy Nelson

Erika D. Hart

Edwin H. Selwocki

James P. Cunningham

Salam F. Elia

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LEGAL TERMS

COSIGNER

FAIR CREDIT BILLING ACT (FCBA)

DEBIT CARD

CREDIT REPORT

CREDIT FILE

REDEMPTION

GENERAL PARTNER

GUARANTOR

FRATERNAL BENEFIT SOCIETY BENEFITS

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