Bloomington Collection Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Todd Roseberry

Divorce, DUI-DWI, Collection, Personal Injury

Status: Licensed: 27 Years

CONTACT

407 W Front St, Bloomington, IL 61701

Eitan Weltman

Landlord-Tenant, Transactions, Business & Trade, Collection

Status: Licensed: 46 Years

CONTACT

802 N Clinton St, Bloomington, IL 61701

Elizabeth Megli

Collection, Estate Planning, Transactions, Commercial Real Estate, Commercial Real Estate

Status: Licensed: 21 Years

CONTACT

115 W Jefferson St, Bloomington, IL 61701

Douglas Noel Koth

Workers' Compensation, Collection, Personal Injury, Traffic, Traffic

Status: Licensed: 40 Years

CONTACT

420 N Main St, Bloomington, IL 61701

William Gregory

Workers' Compensation, Collection, Personal Injury, Complex Litigation, Corporate

Status: Licensed: 28 Years

CONTACT

420 North Main Street, Bloomington, IL 61701

Carrie L. Haas

Litigation, Civil Rights, Banking & Finance, Collection

Status: Licensed: 22 Years

CONTACT

308 E Washington St, Bloomington, IL 61702

Robert Smith White

Landlord-Tenant, Divorce & Family Law, Insurance, Collection

Status: Licensed: 40 Years

CONTACT

308 E. Washington St., Bloomington, IL 61702

Gary George Johnson

Divorce & Family Law, Criminal, Collection, Traffic

Status: Licensed: 52 Years

CONTACT

202 South Eldorado Road, Bloomington, IL 61704

Chad Ritchie

Litigation, Transactions, Business, Collection, Premises Liability

Status: Licensed: 23 Years

CONTACT

2203 E Empire St, Bloomington, IL 61704

Kavita Uppal

Divorce, Criminal, Civil Rights, Collection

Status: Licensed: 29 Years

CONTACT

115 W Front St, Bloomington, IL 61701

800-814-6700

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LEGAL TERMS

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

CREDIT FILE

See credit report.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

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Bloomington Collection Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Todd Roseberry

Eitan Weltman

Elizabeth Megli

Douglas Noel Koth

William Gregory

Carrie L. Haas

Robert Smith White

Gary George Johnson

Chad Ritchie

Kavita Uppal

TIPS

LEGAL TERMS

GARNISHMENT

DEFINED CONTRIBUTION PLAN

AUTOMATIC STAY

MEANS TEST

TRUTH IN LENDING ACT (TILA)

CREDIT FILE

REAFFIRMATION

NONDISCHARGEABLE DEBTS

FRAUDULENT TRANSFER

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