Boca Raton Collection Lawyer, Florida

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Michael Johnson
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Law Offices Of Michael H. Johnson, P.A.
3601 W. Commercial Blvd Suite 31 Fort Lauderdale, FL 33309» view map
Bankruptcy & Debt
Experienced Legal Guidance

I know how important getting out of debt can be, and I’m committed to providing innovative, effective solutions to help you have a brighter future.

800-773-6441
1. Michael Johnson Fort Lauderdale, FL
  Attorney at Law, FL
  Shepard Broad Law Center, J.D. 1998
2. AboutLaw Offices Of Michael H. Johnson, P.A.
  Experienced Legal Guidance
3. Practice AreasExpertise
  Bankruptcy & Debt
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David Philip Slater

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Real Estate, Litigation, Collection, Wills & Probate

David P. Slater has over 30 years of litigation and general practice experience and handles all accident cases from investigation through trial, inclu... (more)

FREE CONSULTATION

CONTACT

561-998-9401

5154 Windsor Parke Dr, Boca Raton, FL 33496

Lisa Daniels

Foreclosure, Bankruptcy, Collection

Status:

FREE CONSULTATION

CONTACT

2000 Glades Road, Boca Raton, FL 33431

Patsy Zimmerman - Keenan

Collection, Criminal, Federal Trial Practice, Litigation

Status:

CONTACT

200 East Broward Boulevard, Fort Lauderdale, FL 33301

Matthew G. Krause

Collection, Commercial Leasing, Contract, Credit & Debt

Status:

CONTACT

8751 West Broward Blvd., Fort Lauderdale, FL 33324

Gregory Scott Tendrich

Dispute Resolution, Arbitration, Commodities, Securities, Collection

Status: Licensed: 36 Years

CONTACT

3010 N Military Trl, Boca Raton, FL 33431

Constantina Alexandrou-Mirabile

Foreclosure, Collection, Litigation, Business

Status:

CONTACT

1875 Nw Corporate Boulevard, Boca Raton, FL 33431

Tracy Michelle Coffman

Litigation, Civil Rights, Trade Associations, Collection, Commercial Real Estate

Status:

CONTACT

197 S Federal Hwy, Boca Raton, FL 33432

Jennifer M Spiegel Colson

Divorce & Family Law, Motor Vehicle, Collection, Bankruptcy, Bankruptcy & Debt

Status: Licensed: 30 Years

CONTACT

P.O. Box 50028, Pompano Beach, FL 33074

Matthew H Ginder

Condominiums, Litigation, Trade Associations, Collection

Status:

CONTACT

2255 Glades Road, Boca Raton, FL 33431

Robert Cordel Gindel

Civil Rights, Credit & Debt, Bankruptcy, Collection

Status: Licensed: 24 Years

CONTACT

1500 Gateway Blvd, Boynton Beach, FL 33426

800-814-6700

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LEGAL TERMS

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

CREDIT FILE

See credit report.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

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Boca Raton Collection Lawyer, Florida

Sponsored Law Firm

Law Offices Of Michael H. Johnson, P.A.

SPONSORED LAWYERS

David Philip Slater

Lisa Daniels

Patsy Zimmerman - Keenan

Matthew G. Krause

Gregory Scott Tendrich

Constantina Alexandrou-Mirabile

Tracy Michelle Coffman

Jennifer M Spiegel Colson

Matthew H Ginder

Robert Cordel Gindel

TIPS

LEGAL TERMS

LIABILITY

FAIR CREDIT BILLING ACT (FCBA)

UNSECURED DEBT

ACCORD AND SATISFACTION

LIEN

REAFFIRMATION

DISCHARGEABLE DEBTS

CREDIT FILE

FAIR CREDIT REPORTING ACT (FCRA)

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