Boone County, IL Bankruptcy & Debt Lawyers

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
1. Contact
2. Email
3. Refer
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Not enough matches for Boone Bankruptcy & Debt lawyer.
Below are all Boone lawyers.

Charles Sewell

Divorce & Family Law, Real Estate, Bankruptcy, Estate, Criminal

Status: In Good Standing Licensed: 51 Years

FREE CONSULTATION

CONTACT

215 S State St, Belvidere, IL 61008

Natalie Hyser Barber

Real Estate, Employee Rights, Employment, Civil Rights

Status: In Good Standing Licensed: 15 Years

CONTACT

530 S State St, Belvidere, IL 61008

Lois Cannell Ramon

Real Estate, Federal Appellate Practice, Estate, Divorce & Family Law

Status: In Good Standing Licensed: 50 Years

CONTACT

530 S State St, Belvidere, IL 61008

Deborah Loos

Federal Appellate Practice, Trusts, Child Custody, Elder Law

Status: In Good Standing Licensed: 34 Years

CONTACT

130 S State St, Belvidere, IL 61008

Lois Ramon

Real Estate, Federal Appellate Practice, Estate, Divorce & Family Law

Status: In Good Standing Licensed: 50 Years

CONTACT

530 S State St, Belvidere, IL 61008

Deborah Sue Loos

Federal Appellate Practice, Trusts, Child Custody, Elder Law

Status: In Good Standing Licensed: 34 Years

CONTACT

130 S State St, Belvidere, IL 61008

John Henry Maville

Real Estate, Family Law, Divorce, Divorce & Family Law

Status: In Good Standing Licensed: 57 Years

CONTACT

600 S State St, Belvidere, IL 61008

Michael Steven Drella

Municipal, Criminal, Civil Rights

Status: In Good Standing Licensed: 28 Years

CONTACT

401 Whitney Blvd, Belvidere, IL 61008

David Towns

Other, Federal Appellate Practice, Government, Criminal

Status: In Good Standing Licensed: 47 Years

CONTACT

130 S State St, Belvidere, IL 61008

Russell John Luchtenburg

General Practice

Status: In Good Standing Licensed: 41 Years

CONTACT

130 S State St, Belvidere, IL 61008

800-923-0641

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Lawyer.com can help you easily and quickly find Illinois Bankruptcy & Debt Lawyers and Illinois Bankruptcy & Debt Law Firms. Find Bankruptcy & Debt attorneys by major city or select a city from the list of all Illinois cities. Alternatively you can search for Bankruptcy & Debt attorneys for all Illinois cities or search by county. You may also also find it useful to refine your search by specific Bankruptcy & Debt practice areas such as Bankruptcy, Collection, Credit & Debt, Reorganization and Workout matters.

LEGAL TERMS

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

INFRINGEMENT (OF TRADEMARK)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringeme... (more...)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringement turns on whether the defendant's use causes a likelihood of confusion in the average consumer. If a court determines that the average consumer would be confused, the owner of the original mark can prevent the other's use of the infringing mark and sometimes collect damages.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

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Boone County, IL Bankruptcy & Debt Lawyers

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Charles Sewell

Natalie Hyser Barber

Lois Cannell Ramon

Deborah Loos

Lois Ramon

Deborah Sue Loos

John Henry Maville

Michael Steven Drella

David Towns

Russell John Luchtenburg

TIPS

LEGAL TERMS

IRS EXPENSES

REPOSSESSION

REDEMPTION

INTEREST

DEBIT CARD

AUTOMATIC STAY

INFRINGEMENT (OF TRADEMARK)

FAIR CREDIT BILLING ACT (FCBA)

COLLECTION AGENCY

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