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Gregory Messer
About | Practice Areas
Law Offices of Gregory Messer
26 Court Street Suite 2400 Brooklyn, NY 11242» view map
Bankruptcy & Debt
It's Time For A Fresh Start

Experienced bankruptcy attorney Gregory Messer will work with you personally to set your mind at ease and relieve the strain you’re facing from personal or business debt.

800-887-8940
1. Gregory Messer Brooklyn, NY
  Attorney at Law - NY, 1978
  Albany Law School J.D. 1977
2. AboutLaw Offices of Gregory Messer
  Providing debt relief for individual and business clients in the New York City area for more than three decades.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Noah Leveson

Consumer Bankruptcy, Elder Law, Real Estate

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CONTACT

5919 20th Avenue, Brooklyn, NY 11204

Peter Goldberger

Bankruptcy

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FREE CONSULTATION

CONTACT

1400 Avenue Z, Brooklyn, NY 11235

William Z. Schneider

Bankruptcy, Class Action, Consumer Protection

Status:

FREE CONSULTATION

CONTACT

1400 Avenue Z, Brooklyn, NY 11235

Andrew Borsen

Bankruptcy

Status:

FREE CONSULTATION

CONTACT

1400 Avenue Z, Brooklyn, NY 11235

Alyssa Held

Accident & Injury, Workers' Compensation, Social Security, Bankruptcy & Debt

FREE CONSULTATION

CONTACT

6920 Bay Parkway, Brooklyn, NY 11204

Elaine Kaplansky

Commercial Real Estate, Family Law, Credit & Debt, Bankruptcy

Status: Licensed: 26 Years

CONTACT

2038 86Th St, Brooklyn, NY 11214

Barry J. Deutsch

Immigration, Divorce, Bankruptcy, Child Support

Status: Licensed: 52 Years

CONTACT

2718 Ocean Ave, Brooklyn, NY 11229

Mariya Kaplan

Real Estate, Litigation, Divorce & Family Law, Bankruptcy

Status: Licensed: 21 Years

CONTACT

2753 Coney Island Ave, Brooklyn, NY 11235

John Joseph Macron

Bankruptcy, Divorce, Family Law

Status:

CONTACT

257 Beach 116Th St, Rockaway Park, NY 11694

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LEGAL TERMS

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

FDCPA

See Fair Debt Collections & Practices Act.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

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Breezy Point Bankruptcy & Debt Lawyer, New York

Sponsored Law Firm

Law Offices of Gregory Messer

SPONSORED LAWYERS

Noah Leveson

Peter Goldberger

William Z. Schneider

Andrew Borsen

Alyssa Held

Elaine Kaplansky

Barry J. Deutsch

Mariya Kaplan

John Joseph Macron

TIPS

LEGAL TERMS

DEBT COLLECTOR

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

CREDIT COUNSELING

DEFINED CONTRIBUTION PLAN

TRUTH IN LENDING ACT (TILA)

GUARANTOR

FDCPA

401(K) PLAN

LOSS DAMAGE WAIVER (LDW)

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