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Gregory Messer
About | Practice Areas
Law Offices of Gregory Messer
26 Court Street Suite 2400 Brooklyn, NY 11242» view map
Bankruptcy & Debt
It's Time For A Fresh Start

Experienced bankruptcy attorney Gregory Messer will work with you personally to set your mind at ease and relieve the strain you’re facing from personal or business debt.

800-887-8940
1. Gregory Messer Brooklyn, NY
  Attorney at Law - NY, 1978
  Albany Law School J.D. 1977
2. AboutLaw Offices of Gregory Messer
  Providing debt relief for individual and business clients in the New York City area for more than three decades.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Noah Leveson

Consumer Bankruptcy, Elder Law, Real Estate

Status: In Good Standing

CONTACT

5919 20th Avenue, Brooklyn, NY 11204

Peter Goldberger

Bankruptcy

Status: In Good Standing

FREE CONSULTATION

CONTACT

1400 Avenue Z, Brooklyn, NY 11235

William Z. Schneider

Bankruptcy, Class Action, Consumer Protection

Status: In Good Standing

FREE CONSULTATION

CONTACT

1400 Avenue Z, Brooklyn, NY 11235

Andrew Borsen

Bankruptcy

Status: In Good Standing

FREE CONSULTATION

CONTACT

1400 Avenue Z, Brooklyn, NY 11235

Alyssa Held

Accident & Injury, Workers' Compensation, Social Security, Bankruptcy & Debt

FREE CONSULTATION

CONTACT

6920 Bay Parkway, Brooklyn, NY 11204

Martin Wolf

International Other, Litigation, Bankruptcy, Medical Malpractice

Status: In Good Standing

CONTACT

2917 Avenue J, Brooklyn, NY 11210

Elaine Kaplansky

Commercial Real Estate, Family Law, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 26 Years

CONTACT

2038 86Th St, Brooklyn, NY 11214

Barry J. Deutsch

Immigration, Divorce, Bankruptcy, Child Support

Status: Inactive Licensed: 51 Years

CONTACT

2718 Ocean Ave, Brooklyn, NY 11229

Mariya Kaplan

Real Estate, Litigation, Divorce & Family Law, Bankruptcy

Status: In Good Standing Licensed: 21 Years

CONTACT

2753 Coney Island Ave, Brooklyn, NY 11235

John Joseph Macron

Bankruptcy, Divorce, Family Law

Status: In Good Standing

CONTACT

257 Beach 116Th St, Rockaway Park, NY 11694

800-923-0641

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LEGAL TERMS

CCCS

See Consumer Credit Counseling Service.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

LIMITED LIABILITY

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.

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Breezy Point Bankruptcy & Debt Lawyer, New York

Sponsored Law Firm

Law Offices of Gregory Messer

SPONSORED LAWYERS

Noah Leveson

Peter Goldberger

William Z. Schneider

Andrew Borsen

Alyssa Held

Martin Wolf

Elaine Kaplansky

Barry J. Deutsch

Mariya Kaplan

John Joseph Macron

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LEGAL TERMS

CCCS

TRADE NAME

LIABILITY

LIEN

BANKRUPTCY

FAIR CREDIT BILLING ACT (FCBA)

SECURED DEBT

PREFERENCE

LIMITED LIABILITY

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