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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

John Mario Minola

General Practice

Status: Licensed: 41 Years

CONTACT

14881 Henderson Rd Ne, Bainbridge Island, WA 98110

Cynthia A. Hall

Commercial Bankruptcy, Business & Trade, Civil Rights, Estate Planning, International Tax

Status: Licensed: 32 Years

CONTACT

600 Ericksen Ave Ne, Bainbridge Island, WA 98110

William Edward Bartholdt

Securities, Business & Trade, Corporate, Commercial Bankruptcy

Status: Licensed: 43 Years

CONTACT

370 Grow Ave Nw, Bainbridge Island, WA 98110

George Ernest Frasier

Credit & Debt, Business & Trade, Bankruptcy, Commercial Bankruptcy

Status: Licensed: 57 Years

CONTACT

3031 Pleasant Beach Dr Ne, Bainbridge Island, WA 98110

Walter J. Yund

Contract, Land Use & Zoning, Estate Planning, Commercial Bankruptcy

Status: Licensed: 52 Years

CONTACT

10901 Manitou Beach Dr Ne, Bainbridge Island, WA 98110

Michael Dennis Dwyer

Electronic Commerce, Business & Trade, Corporate, Commercial Bankruptcy

Status: Licensed: 53 Years

CONTACT

6337 Ne Hidden Cove Rd, Bainbridge Island, WA 98110

Thomas Scott Hayward

Land Use & Zoning, Estate Planning, Business & Trade, Commercial Bankruptcy

Status: Licensed: 48 Years

CONTACT

11579 Battle Point Dr Ne, Bainbridge Island, WA 98110

Larry Lee Whyte

Insurance, Civil Rights, Employment Discrimination, Commercial Bankruptcy

Status: Licensed: 21 Years

CONTACT

4610 Eagle Harbor Drive N.E., Bainbridge Island, WA 98110

Angela Maria Michael

General Practice

Status: Licensed: 23 Years

CONTACT

8489 Madison Ave N, Bainbridge Island, WA 98110

Francois L Fischer

Land Use & Zoning, Business & Trade, Contract, Bankruptcy

Status: Licensed: 45 Years

CONTACT

9520 Ne Daniel Ct, Bainbridge Island, WA 98110

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LEGAL TERMS

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

CREDIT FILE

See credit report.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

SAMPLE LEGAL CASES

Miller v. Campbell

... OWENS, J. Â¶ 1 We originally granted review of this case to determine whether judicial estoppel should apply to prevent a plaintiff from pursuing a claim of childhood sexual abuse after he failed to disclose the claim as an asset in prior chapter 7 bankruptcy proceedings. ...

Baldwin v. Silver

... SWEENEY, J. Â¶ 1 The equitable doctrine of judicial estoppel precludes, among other things, a party from later asserting a claim that it failed to list in bankruptcy schedules. ... 172 Â¶ 4 The Silvers filed for chapter 7 bankruptcy in February 2007. ...

Krueger v. Tippett

... 3 The Kruegers filed for bankruptcy in 1981. In 1985, the bankruptcy trustee entered into an agreement with the Tippetts. The agreement abandoned the bankruptcy estate's interest in the life insurance policy and some other Krueger assets. ...

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Bremerton Bankruptcy Lawyer, Washington

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

John Mario Minola

Cynthia A. Hall

William Edward Bartholdt

George Ernest Frasier

Walter J. Yund

Michael Dennis Dwyer

Thomas Scott Hayward

Larry Lee Whyte

Angela Maria Michael

Francois L Fischer

TIPS

LEGAL TERMS

FAIR CREDIT REPORTING ACT (FCRA)

NONEXEMPT PROPERTY

CREDIT FILE

GRACE PERIOD

CREDIT REPORT

SUBROGATION

AUTOMATIC STAY

NO-FAULT INSURANCE

DEBIT CARD

SAMPLE LEGAL CASES

Miller v. Campbell

Baldwin v. Silver

Krueger v. Tippett

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