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Stephen Cromwell
About | Practice Areas
Cromwell & Associates, LLC
7305 Baltimore Ave Suite 307 College Park, MD 20740» view map
Estate, Tax, and Real Estate Law
Where Every Client Matters

At Cromwell & Associates, our firm is large enough to handle your diverse needs, but small enough to give you the personal attention you deserve.

240-667-7234
1. Stephen Cromwell College Park, MD
  Attorney at Law, MD
  University of Maryland School of Law, J.D. 2019
2. AboutCromwell & Associates, LLC
  Where Every Client Matters
3. Practice AreasExpertise
  Estate Law
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2. Email
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Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

Ann Gaegler

Criminal, Bankruptcy

Status:

FREE CONSULTATION

CONTACT

6309 Baltimore Avenue, Riverdale, MD 20737

Richard L. Gilman

Bankruptcy & Debt, Lawsuit & Dispute, Real Estate, Bankruptcy

Status:

CONTACT

8401 Corporate Dr, Hyattsville, MD 20785

Kasey L. Edwards

Bankruptcy, Estate Planning, Family Law, Litigation

Status:

CONTACT

8401 Corporate Dr, Hyattsville, MD 20785

Brian Christopher Williams

Customs, Commercial Bankruptcy, Bankruptcy & Debt, Personal Injury

Status:

CONTACT

6475 New Hampshire Avenue, Hyattsville, MD 20783

Michael Evan Meyers

Government, Business, Commercial Bankruptcy, Bankruptcy & Debt

Status: Licensed: 30 Years

CONTACT

6801 Kenilworth Ave, Riverdale, MD 20737

Seth W. Diamond

Litigation, Bankruptcy, Personal Injury, Car Accident

Status:

FREE CONSULTATION

CONTACT

8613 Cedar Street, Silver Spring, MD 20910

Lawrence R. Holzman

Corporate, Business Organization, Bankruptcy, Personal Injury

Status:

FREE CONSULTATION

CONTACT

6411 Ivy Lane, Greenbelt, MD 20770

Shawn D. Bartley

Estate Planning, Corporate, Credit & Debt, Bankruptcy

Status:

CONTACT

8630 Fenton St, Silver Spring, MD 20910

Scott D Arnopol

Commercial Bankruptcy, Social Security, Lawsuit & Dispute, Consumer Bankruptcy

Status:

CONTACT

8181 Professional Place, Hyattsville, MD 20785

Alfred Lawrence Toombs

Government, Business, Commercial Bankruptcy, Bankruptcy & Debt

Status: Licensed: 51 Years

CONTACT

8957 Edmonston Road, Greenbelt, MD 20770

800-814-6700

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LEGAL TERMS

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

SAMPLE LEGAL CASES

ATTORNEY GRIEVANCE COM'N v. Byrd

... But under no circumstances can counsel simply violate the Rules as a litigation strategy. With regard to the bankruptcy complaint, Judge Rubin made the following pertinent findings of fact and conclusions of law: 23. ... The Bankruptcy Complaint. ...

Wellington v. Shakiba

... 5. That pursuant to said deed of trust and commercial balloon note, the defendants were obligated to repay said loan. . . . On December 9, 2005, Ms. Shakiba, through counsel, filed a "Notice of Filing of Case in Bankruptcy Court." It stated: ...

Ali v. CIT

... On June 11, 2001, appellant filed a chapter 11 petition in bankruptcy in the United States Bankruptcy Court for the District of Maryland. Appellee could not pursue its claim outside of the bankruptcy proceeding because of the automatic stay provision in 11 USC Â§ 362. ...

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Brentwood Bankruptcy Lawyer, Maryland

Sponsored Law Firm

Cromwell & Associates, LLC

SPONSORED LAWYERS

Ann Gaegler

Richard L. Gilman

Kasey L. Edwards

Brian Christopher Williams

Michael Evan Meyers

Seth W. Diamond

Lawrence R. Holzman

Shawn D. Bartley

Scott D Arnopol

Alfred Lawrence Toombs

TIPS

LEGAL TERMS

NUISANCE FEES

C CORPORATION

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

GUARANTEED RESERVATION

GARNISHMENT

REAFFIRMATION

DOING BUSINESS AS (DBA)

IRS EXPENSES

PREFERENCE

SAMPLE LEGAL CASES

ATTORNEY GRIEVANCE COM'N v. Byrd

Wellington v. Shakiba

Ali v. CIT

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