Buena Vista Bankruptcy & Debt Lawyer, Tennessee

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Candice Leigh Jones

Administrative Law, Reorganization, Family Law, Estate Planning

Status: In Good Standing Licensed: 13 Years

CONTACT

126 Culley Dr, Paris, TN 38242

Richard H. Walker

Education, Disability, Insurance, Reorganization

Status: In Good Standing Licensed: 35 Years

CONTACT

80 S Main St, Lexington, TN 38351

Kenneth Lynn Walker

Reorganization, Disability, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 46 Years

CONTACT

80 S Main St, Lexington, TN 38351

Kate Rhodes

Corporate, Credit & Debt, Federal Appellate Practice, Business

Status: In Good Standing Licensed: 23 Years

CONTACT

1075 Mineral Wells Ave, Paris, TN 38242

Kevin Carter

Bankruptcy, Banking & Finance, Commercial Real Estate

Status: In Good Standing Licensed: 36 Years

CONTACT

262 Eastern Shores Dr, Lexington, TN 38351

Kenneth Walker

Reorganization, Disability, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 46 Years

CONTACT

80 S Main St, Lexington, TN 38351

Kate Elizabeth Rhodes

Corporate, Credit & Debt, Federal Appellate Practice, Business

Status: In Good Standing Licensed: 23 Years

CONTACT

1075 Mineral Wells Ave, Paris, TN 38242

Albert R. Wade

Credit & Debt, Disability, Estate Planning

Status: In Good Standing Licensed: 16 Years

CONTACT

311 N Market St, Paris, TN 38242

Stephen Lynn Hughes

Litigation, Federal Appellate Practice, Trusts, Reorganization

Status: In Good Standing

CONTACT

1026 College St, Milan, TN 38358

Michael Carter

Child Custody, Divorce & Family Law, Criminal, Bankruptcy & Debt

Status: In Good Standing

CONTACT

Milan, TN 38358

800-923-0641

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LEGAL TERMS

CREDIT FILE

See credit report.

COLLATERAL

Property that guarantees payment of a secured debt.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

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Buena Vista Bankruptcy & Debt Lawyer, Tennessee

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Candice Leigh Jones

Richard H. Walker

Kenneth Lynn Walker

Kate Rhodes

Kevin Carter

Kenneth Walker

Kate Elizabeth Rhodes

Albert R. Wade

Stephen Lynn Hughes

Michael Carter

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LEGAL TERMS

CREDIT FILE

COLLATERAL

BANKRUPTCY

PREFERENCE

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

FAIR CREDIT REPORTING ACT (FCRA)

DOING BUSINESS AS (DBA)

INTEREST

PRESUMED ABUSE

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