Buncombe County, NC Bankruptcy & Debt Lawyers

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Amita Dhaliwal Peltz

Bankruptcy & Debt, Trademark, Copyright

Status: Licensed: 23 Years

CONTACT

130 Stratford Road, Asheville, NC 28804

Edward C. Hay

Estate, Employment, Contract, Bankruptcy, Bankruptcy & Debt

Status:

CONTACT

137 Biltmore Ave., Asheville, NC 28801

Susan M. Dotson-Smith

Bankruptcy

Status: Licensed: 34 Years

CONTACT

161 Union Chapel Rd, Weaverville, NC 28787

David R. Hillier

Consumer Bankruptcy

Status:

CONTACT

Asheville, NC 28802

Edward C. Hay

Family Law, Consumer Bankruptcy, Bankruptcy

Status: Licensed: 49 Years

CONTACT

137 Biltmore Ave., Asheville, NC 28801

Don Rodney Kight

Business, Bankruptcy

Status: Licensed: 26 Years

CONTACT

56 College Street, Asheville, NC 28801

Julia Sullivan Hooten

Litigation, Labor Law, Employment Discrimination, Commercial Bankruptcy

Status: Licensed: 22 Years

CONTACT

22 S. Pack Square, Asheville, NC 28801

Rod Kight

Bankruptcy & Debt, Business

Status:

CONTACT

56 College Street, Asheville, NC 28801

800-814-6700

Free Help: Use This Form or Call 800-814-6700

Call me for fastest results!
800-814-6700

Free Help: Use This Form or Call 800-814-6700

TIPS

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LEGAL TERMS

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

FDCPA

See Fair Debt Collections & Practices Act.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

Buncombe County, NC Bankruptcy & Debt Lawyers

SPONSORED LAWYERS

Amita Dhaliwal Peltz

Edward C. Hay

Susan M. Dotson-Smith

David R. Hillier

Edward C. Hay

Don Rodney Kight

Julia Sullivan Hooten

Rod Kight

TIPS

LEGAL TERMS

NUISANCE FEES

MEANS TEST

FAIR CREDIT BILLING ACT (FCBA)

COSIGNER

HOUSEHOLDER

FDCPA

REDEMPTION

DOING BUSINESS AS (DBA)

CCCS

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PRACTICE AREAS 70