Calhoun Reorganization Lawyer, Tennessee, page 3

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Layne Meredith Gillespie

Estate Planning, Family Law, Insurance, Reorganization, Bankruptcy

Status:

CONTACT

201 Frazier Ave, Chattanooga, TN 37405

Kelli Lavon Black

Juvenile Law, Litigation, Insurance, Reorganization

Status: Licensed: 28 Years

CONTACT

651 E 4Th St, Chattanooga, TN 37403

Roger Dereck Layne

Litigation, Family Law, Insurance, Reorganization

Status: Licensed: 10 Years

CONTACT

433 Cherokee Blvd, Chattanooga, TN 37405

Wade Kyle Cannon

Construction, Litigation, Reorganization, Credit & Debt, Lawsuit & Dispute

Status: Licensed: 39 Years

CONTACT

320 Mccallie Ave, Chattanooga, TN 37402

Ansley T Moses

International Tax, Securities, Corporate, Reorganization, International

Status: Licensed: 33 Years

CONTACT

832 Georgia Ave, Chattanooga, TN 37402

Evan Wilkes Sharber

Corporate, Reorganization, Tax, Public Law

Status: Licensed: 7 Years

CONTACT

832 Georgia Ave, Chattanooga, TN 37402

Mitchell Craig Smith

Reorganization, Credit & Debt, Bankruptcy

Status: Licensed: 20 Years

CONTACT

832 Georgia Avenue, Chattanooga, TN 37402

Amber James

Estate Planning, Elder Law, Business, Reorganization, Divorce

Status: Licensed: 14 Years

CONTACT

803 Cherry St, Chattanooga, TN 37402

Brad Bradley Weeks

Construction, Litigation, Wills & Probate, Reorganization

Status: Licensed: 50 Years

CONTACT

701 Market St, Chattanooga, TN 37402

Mike Nelson St. Charles

Business, Real Estate, Industry Specialties, Reorganization

Status:

CONTACT

605 Chestnut Street, Chattanooga, TN 37450

800-814-6700

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LEGAL TERMS

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

FCBA

See Fair Credit Billing Act.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

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Calhoun Reorganization Lawyer, Tennessee, page 3

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Layne Meredith Gillespie

Kelli Lavon Black

Roger Dereck Layne

Wade Kyle Cannon

Ansley T Moses

Evan Wilkes Sharber

Mitchell Craig Smith

Amber James

Brad Bradley Weeks

Mike Nelson St. Charles

TIPS

LEGAL TERMS

SETOFF

LOSS DAMAGE WAIVER (LDW)

TRUTH IN LENDING ACT (TILA)

GENERAL PARTNER

WINDING UP

DISCHARGEABLE DEBTS

FCBA

FAIR CREDIT REPORTING ACT (FCRA)

CREDIT INSURANCE

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