Vaughan Credit & Debt Lawyer, Ontario

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Rachel Vanessa Radley Lawyer

Rachel Vanessa Radley

VERIFIED *Status is reviewed annually. For latest information visit here
Divorce & Family Law
Because Family is Important to You and Me

Rachel has more than 13 years of family law experience and has advocated for her clients at all court levels in Ontario including the Court of Justice... (more)

Ngozi  Iwuoha Lawyer

Ngozi Iwuoha

VERIFIED *Status is reviewed annually. For latest information visit here
Immigration, Divorce & Family Law

Law Office of Ngozi Iwuoha provides legal services to clients on Immigration and Family Law matters. Our Immigration Attorney and Family Lawyer endeav... (more)

FREE CONSULTATION 

CONTACT

800-939-4281

Christopher  Achkar Lawyer

Christopher Achkar

VERIFIED *Status is reviewed annually. For latest information visit here
Employment, Business, Civil & Human Rights, Lawsuit & Dispute

Christopher works with both employees and employers regarding all their employment law needs, including human rights and business litigation issues. ... (more)

Lisa Ruth Gelman Lawyer

Lisa Ruth Gelman

Family Law

A natural entrepreneur, Lisa took a few detours after law school before settling in family law, where she has happily been in private practice for the... (more)

Mohamed S Elbassiouni Lawyer

Mohamed S Elbassiouni

VERIFIED *Status is reviewed annually. For latest information visit here
Accident & Injury

Mohamed Elbassiouni is a Personal Injury Lawyer and heads up the Accident Benefits team with a special interest in cases involving catastrophic impair... (more)

Dheeraj  Sindhwani Lawyer

Dheeraj Sindhwani

VERIFIED *Status is reviewed annually. For latest information visit here
Corporate, Civil Rights, Family Law, Trusts

Dheeraj Sindhwani served his articles with Walter Fox and Associates, was called to the Bar in 2010 and became Managing Partner of Carberry Law in 201... (more)

Jonathan  Kleiman Lawyer

Jonathan Kleiman

VERIFIED *Status is reviewed annually. For latest information visit here
Business, Business Organization, Contract, Corporate, Real Estate
Business and Small Claims Court Lawyer in Toronto

I am looking forward to seeing how I can help you. Don’t hesitate to call!

FREE CONSULTATION 

CONTACT

800-884-1251

Peter  Cho Lawyer

Peter Cho

VERIFIED *Status is reviewed annually. For latest information visit here
Accident & Injury, Wrongful Death, Slip & Fall Accident, Personal Injury, Insurance
TEXT US 647-371-5625

Peter is a Partner with Smitiuch Injury Law and has exclusively worked as an injury and wrongful death lawyer his entire career. He has extensive know... (more)

Megan Michelle Johnston Lawyer

Megan Michelle Johnston

VERIFIED *Status is reviewed annually. For latest information visit here
Accident & Injury, Wrongful Death, Slip & Fall Accident, Car Accident, Personal Injury
TEXT US 647-371-5625

Ms. Megan Johnston is an Associate Lawyer at Smitiuch Injury Law. After articling with the firm, she was Called to the Bar on June 20, 2014. She will ... (more)

Luke  Hamer Lawyer

Luke Hamer

VERIFIED *Status is reviewed annually. For latest information visit here
Accident & Injury, Personal Injury, Car Accident, Wrongful Death, Insurance

Luke Hamer is an Associate Lawyer at Smitiuch Injury Law and exclusively practices in the area of personal injury and wrongful death. Luke has act... (more)


Free Help: Use This Form or Call 800-814-6700

Member Representative

Call me for fastest results!
800-814-6700

Free Help: Use This Form or Call 800-814-6700

By submitting this request, I authorize you to forward my information to multiple potential lawyers and I agree to your Terms of Use and Privacy Policy including the Consent to Receive Automated Phone Calls, Emails and Texts. Information you provide is not privileged or confidential.

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LEGAL TERMS

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)
A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)
The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)
A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)
A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)
In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)
A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)
Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)
A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)
A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

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