Carbonado Credit & Debt Lawyer, Washington

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Bradley Eugene Gearheard

Family Law, Civil Rights, Credit & Debt, Personal Injury

Status: Licensed: 35 Years

CONTACT

1206 Wells St, Enumclaw, WA 98022

Jessica Bandlow

Landlord-Tenant, Agriculture, Credit & Debt, Animal Bite

Status: Licensed: 28 Years

CONTACT

Spanaway, WA 98387

Gregory Francis Amann

Land Use & Zoning, Credit & Debt, Municipal, Commercial Real Estate

Status: Licensed: 31 Years

CONTACT

5411 23Rd St E, Fife, WA 98424

Mathew Scott Lacroix

Landlord-Tenant, Bankruptcy, Credit & Debt, Foreclosure

Status:

CONTACT

1814 South 324Th Place, Federal Way, WA 98003

Jonathan H. Zimmerman

International Other, Intellectual Property, Science, Technology & Internet, Credit & Debt

Status: Licensed: 73 Years

CONTACT

33440 1St Way S, Auburn, WA 98003

Raymond V. Gessel

Estate Planning, Civil Rights, Corporate, Credit & Debt

Status: Licensed: 42 Years

CONTACT

12932 Se Kent Kangley Rd, Kent, WA 98030

Robert Paul Dick

Foreclosure, Housing & Construction Defects, Federal, Credit & Debt

Status: Licensed: 52 Years

CONTACT

1200 E D St, Tacoma, WA 98421

Brett Lorin Wittner

Immigration, Estate Planning, Credit & Debt, Collection

Status: Licensed: 28 Years

CONTACT

820 A St, Tacoma, WA 98402

Sheri L Nevlin

Commercial Real Estate, Foreclosure, Credit & Debt, Bankruptcy

Status:

CONTACT

Tacoma, WA 98464

Michael N Schmidt

Credit & Debt, Landlord-Tenant, Family Law, Immigration

Status: Licensed: 23 Years

CONTACT

9315 Gravelly Lake Dr Sw, Tacoma, WA 98499

800-814-6700

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LEGAL TERMS

COLLATERAL

Property that guarantees payment of a secured debt.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

INFRINGEMENT (OF TRADEMARK)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringeme... (more...)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringement turns on whether the defendant's use causes a likelihood of confusion in the average consumer. If a court determines that the average consumer would be confused, the owner of the original mark can prevent the other's use of the infringing mark and sometimes collect damages.

SAMPLE LEGAL CASES

Discover Bank v. Bridges

... HOUGHTON, J. Â¶ 1 John and Julie Bridges appeal the trial court's grant of summary judgment on their credit card debt to Discover Bank. ... We reverse and remand. FACTS. Â¶ 2 Discover Bank filed a complaint against the Bridges, seeking payment of a credit card debt. ...

Brown v. Household Realty Corp.

... This debt consolidation reduced the Browns' total monthly payments for home loans and consumer credit accounts. ... 6 The same day, the Browns obtained from Household a second position line of credit to consolidate additional unsecured debt. ...

BOEING EMPLOYEES'CREDIT UNION v. Burns

... [2]. Â¶ 2 Here, Boeing Employees' Credit Union (BECU) is the holder of a subordinate deed of trust for ... [4] Accordingly, BECU is entitled to the surplus sales funds that are sufficient to satisfy the Burnses' unpaid debt to BECU. [5] We reverse and remand for further proceedings. ...

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Carbonado Credit & Debt Lawyer, Washington

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Bradley Eugene Gearheard

Jessica Bandlow

Gregory Francis Amann

Mathew Scott Lacroix

Jonathan H. Zimmerman

Raymond V. Gessel

Robert Paul Dick

Brett Lorin Wittner

Sheri L Nevlin

Michael N Schmidt

TIPS

LEGAL TERMS

COLLATERAL

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

NONDISCHARGEABLE DEBTS

REDEMPTION

401(K) PLAN

TRUTH IN LENDING ACT (TILA)

S CORPORATION

C CORPORATION

INFRINGEMENT (OF TRADEMARK)

SAMPLE LEGAL CASES

Discover Bank v. Bridges

Brown v. Household Realty Corp.

BOEING EMPLOYEES'CREDIT UNION v. Burns

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