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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
2. AboutExperienced Michigan Lawyer
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Robert P. Coutts

Family Law, Criminal, Credit & Debt, Bankruptcy

Status: Licensed: 35 Years

CONTACT

7445 Allen Rd, Allen Park, MI 48101

Travis Lee Shackelford

Credit & Debt, Consumer Bankruptcy

Status: Licensed: 20 Years

CONTACT

30928 Ford Road, Garden City, MI 48135

Lorray S.C. Brown

Consumer Rights, Lending, Credit & Debt, Consumer Bankruptcy

Status: Licensed: 41 Years

CONTACT

3625 Fieldcrest Ln, Ypsilanti, MI 48197

William Edward Link

Employee Rights, Civil Rights, Contract, Credit & Debt

Status: Licensed: 13 Years

CONTACT

13 Lucerne Ct, Ann Arbor, MI 48108

Rochelle E. Guznack

Bankruptcy & Debt, Credit & Debt, Consumer Bankruptcy

Status: Licensed: 24 Years

FREE CONSULTATION

CONTACT

905 W Ann Arbor Trl, Plymouth, MI 48170

Sarah Lyn Wixson

Real Estate, Litigation, Contract, Credit & Debt

Status:

CONTACT

101 N Main St, Ann Arbor, MI 48104

Richard L. Banta

Medical Products & Devices, Divorce, Discrimination, Credit & Debt

Status: Licensed: 38 Years

CONTACT

78 Forest St, River Rouge, MI 48218

David Ross Ienna

Landlord-Tenant, Litigation, Contract, Credit & Debt

Status: Licensed: 12 Years

CONTACT

1 Parklane Blvd, Dearborn, MI 48126

Matthew J. Vivian

Children's Rights, Credit & Debt, Bankruptcy, Bankruptcy & Debt

Status:

CONTACT

496 W Ann Arbor Trl, Plymouth, MI 48170

Linda G. Anderson

Landlord-Tenant, Real Estate, Estate Planning, Contract, Credit & Debt

Status: Licensed: 33 Years

CONTACT

13407 Farmington Rd, Livonia, MI 48150

800-814-6700

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LEGAL TERMS

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

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Carleton Credit & Debt Lawyer, Michigan, page 2

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Robert P. Coutts

Travis Lee Shackelford

Lorray S.C. Brown

William Edward Link

Rochelle E. Guznack

Sarah Lyn Wixson

Richard L. Banta

David Ross Ienna

Matthew J. Vivian

Linda G. Anderson

TIPS

LEGAL TERMS

FAIR LABOR STANDARDS ACT (FLSA)

CREDIT BUREAU

GARNISHMENT

ACCORD AND SATISFACTION

DOING BUSINESS AS (DBA)

FAIR CREDIT REPORTING ACT (FCRA)

C CORPORATION

SOLE PROPRIETORSHIP

ADMINISTRATIVE EXPENSES

SAMPLE LEGAL CASES

New Freedom Mtg. Corp. v. Globe Mtg. Corp.

Barth v. FIRST CONSUMER CREDIT, INC.

CHARTER ONE BANK NA v. JP Morgan Chase Bank, NA

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PRACTICE AREAS 30

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