Cathlamet Bankruptcy & Debt Lawyer, Washington

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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Kevin R Vibbert

DUI-DWI, Consumer Bankruptcy, Commercial Bankruptcy, Bankruptcy

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1402 Broadway St, Longview, WA 98632

Corey James Larson

Administrative Law, Bankruptcy, Estate Planning, Securities Regulation

Status: Licensed: 23 Years

CONTACT

Longview, WA 98632

Herbert Irwin Lakefish

Contract, Credit & Debt, Corporate, Business & Trade

Status: Licensed: 59 Years

CONTACT

2330 Olympia Ln, Longview, WA 98632

Brian Brault

International Tax, Estate Planning, Corporate, Commercial Bankruptcy, Tax

Status: Licensed: 14 Years

CONTACT

1700 Hudson St, Longview, WA 98632

Karl Ray Salzsieder

Elder Law, Contract, Bankruptcy, Personal Injury

Status: Licensed: 36 Years

CONTACT

1133 14Th Ave, Longview, WA 98632

Norman C. Dick

Insurance, Collection, Litigation, Civil Rights

Status: Licensed: 42 Years

CONTACT

133 Beacon Hill Dr, Longview, WA 98632

Gerald Alan Reitsch

Commercial Real Estate, Estate Planning, Corporate, Commercial Bankruptcy, Estate

Status: Licensed: 60 Years

CONTACT

1408 16Th Ave, Longview, WA 98632

Darrel S. Ammons

Elder Law, Contract, Collection, Personal Injury

Status: Licensed: 37 Years

CONTACT

871 11Th Ave, Longview, WA 98632

Christopher John Roubicek

Land Use & Zoning, Estate Planning, Business & Trade, Commercial Bankruptcy

Status: Licensed: 44 Years

CONTACT

Castle Rock, WA 98611

Richard Antoine Paroutaud

Real Estate, Bankruptcy & Debt, Wills & Probate, Estate Planning, Corporate

Status: Licensed: 50 Years

CONTACT

20 Sw 12Th St, Chehalis, WA 98532

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LEGAL TERMS

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

FCRA

See Fair Credit Reporting Act.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

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Cathlamet Bankruptcy & Debt Lawyer, Washington

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Kevin R Vibbert

Corey James Larson

Herbert Irwin Lakefish

Brian Brault

Karl Ray Salzsieder

Norman C. Dick

Gerald Alan Reitsch

Darrel S. Ammons

Christopher John Roubicek

Richard Antoine Paroutaud

TIPS

LEGAL TERMS

IRS EXPENSES

FCRA

MEETING OF CREDITORS

GARNISHMENT

MEANS TEST

NONEXEMPT PROPERTY

REDEMPTION

COLLECTION AGENCY

LOSS DAMAGE WAIVER (LDW)

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