Cathlamet Bankruptcy & Debt Lawyer, Washington

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Kevin R Vibbert

DUI-DWI, Consumer Bankruptcy, Commercial Bankruptcy, Bankruptcy

Status:

CONTACT

1402 Broadway St, Longview, WA 98632

Corey James Larson

Administrative Law, Bankruptcy, Estate Planning, Securities Regulation

Status: Licensed: 23 Years

CONTACT

Longview, WA 98632

Herbert Irwin Lakefish

Contract, Credit & Debt, Corporate, Business & Trade

Status: Licensed: 59 Years

CONTACT

2330 Olympia Ln, Longview, WA 98632

Brian Brault

International Tax, Estate Planning, Corporate, Commercial Bankruptcy, Tax

Status: Licensed: 14 Years

CONTACT

1700 Hudson St, Longview, WA 98632

Karl Ray Salzsieder

Elder Law, Contract, Bankruptcy, Personal Injury

Status: Licensed: 36 Years

CONTACT

1133 14Th Ave, Longview, WA 98632

Norman C. Dick

Insurance, Collection, Litigation, Civil Rights

Status: Licensed: 42 Years

CONTACT

133 Beacon Hill Dr, Longview, WA 98632

Gerald Alan Reitsch

Commercial Real Estate, Estate Planning, Corporate, Commercial Bankruptcy, Estate

Status: Licensed: 60 Years

CONTACT

1408 16Th Ave, Longview, WA 98632

Darrel S. Ammons

Elder Law, Contract, Collection, Personal Injury

Status: Licensed: 37 Years

CONTACT

871 11Th Ave, Longview, WA 98632

Christopher John Roubicek

Land Use & Zoning, Estate Planning, Business & Trade, Commercial Bankruptcy

Status: Licensed: 44 Years

CONTACT

Castle Rock, WA 98611

Richard Antoine Paroutaud

Real Estate, Bankruptcy & Debt, Wills & Probate, Estate Planning, Corporate

Status: Licensed: 50 Years

CONTACT

20 Sw 12Th St, Chehalis, WA 98532

800-814-6700

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LEGAL TERMS

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

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Cathlamet Bankruptcy & Debt Lawyer, Washington

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Kevin R Vibbert

Corey James Larson

Herbert Irwin Lakefish

Brian Brault

Karl Ray Salzsieder

Norman C. Dick

Gerald Alan Reitsch

Darrel S. Ammons

Christopher John Roubicek

Richard Antoine Paroutaud

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LEGAL TERMS

DEBIT CARD

CREDIT REPORT

FRATERNAL BENEFIT SOCIETY BENEFITS

NUISANCE FEES

NONEXEMPT PROPERTY

COLLECTION AGENCY

IRS EXPENSES

LIABILITY

SETOFF

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