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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
2. AboutExperienced Michigan Lawyer
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Sean Francis Corsini

Family Law, Contract, Credit & Debt, Personal Injury

Status: Licensed: 12 Years

CONTACT

1893 W Maumee St, Adrian, MI 49221

Eldon J Vincent

International Tax, Trusts, Antitrust, Credit & Debt

Status: Licensed: 22 Years

CONTACT

Marshall, MI 49068

Daniel R. Shemke

Labor Law, Family Law, Business, Credit & Debt

Status: Licensed: 36 Years

CONTACT

301 N Main St, Ann Arbor, MI 48104

William Edward Link

Employee Rights, Civil Rights, Contract, Credit & Debt

Status: Licensed: 13 Years

CONTACT

13 Lucerne Ct, Ann Arbor, MI 48108

Stacey L. Dinser-Hohl

Employee Rights, Family Law, Contract, Credit & Debt

Status: Licensed: 25 Years

CONTACT

Hamburg, MI 48139

Robert Keyes

Bankruptcy & Debt, Credit & Debt, Bankruptcy, Criminal, Traffic

Status: Licensed: 20 Years

FREE CONSULTATION

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300 N Huron St, Ypsilanti, MI 48197

Timothy P. Macdonald

Elder Law, Insurance, Credit & Debt, Wrongful Death

Status: Licensed: 31 Years

CONTACT

Howell, MI 48844

Christine Marie Heckler

Divorce, Contract, Credit & Debt, Defamation & Slander

Status:

CONTACT

124 N State St, Howell, MI 48843

Rebecca J. Cassell

Employee Rights, Administrative Law, Credit & Debt, Personal Injury

Status: Licensed: 21 Years

CONTACT

915 N Michigan Ave, Howell, MI 48843

Nancy C Nawrocki

Real Estate, Family Law, Civil Rights, Credit & Debt

Status: Licensed: 38 Years

CONTACT

10299 Grand River Rd, Brighton, MI 48114

800-814-6700

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LEGAL TERMS

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

FDCPA

See Fair Debt Collections & Practices Act.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

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Cement City Credit & Debt Lawyer, Michigan

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Sean Francis Corsini

Eldon J Vincent

Daniel R. Shemke

William Edward Link

Stacey L. Dinser-Hohl

Robert Keyes

Timothy P. Macdonald

Christine Marie Heckler

Rebecca J. Cassell

Nancy C Nawrocki

TIPS

LEGAL TERMS

DISCHARGEABLE DEBTS

PREFERENCE

FRATERNAL BENEFIT SOCIETY BENEFITS

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

FDCPA

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

ADMINISTRATIVE EXPENSES

TRUTH IN LENDING ACT (TILA)

CREDIT REPORT

SAMPLE LEGAL CASES

New Freedom Mtg. Corp. v. Globe Mtg. Corp.

Barth v. FIRST CONSUMER CREDIT, INC.

CHARTER ONE BANK NA v. JP Morgan Chase Bank, NA

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