Centertown Bankruptcy & Debt Lawyer, Kentucky

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Douglas Howard
About | Practice Areas
Howard Law Group, P.L.L.C.
213 Saint Clair St Ste 101 Frankfort, KY 40601» view map
Bankruptcy & Debt
Where Dedication Meets Experience

At Howard Law Group, PLLC, our Frankfort lawyer has devoted his entire practice to helping clients understand their rights and helping clients make empowered legal decisions.

800-716-8131
1. Douglas Howard Frankfort, KY
  Attorney at Law - KY, 1998
  Columbus School of Law J.D. 1998
2. AboutHoward Law Group, P.L.L.C.
  Detailed Preparation & Simple Solutions
3. Practice AreasExpertise
  Bankruptcy & Debt
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Perry M Lewis

Real Estate, Estate, Family Law, Bankruptcy, Elder Law

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720 Clay St, Hartford, KY 42347

Russell L Croley

Commercial Real Estate, Estate Planning, Bankruptcy

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1601 W Everly Brothers, Central City, KY 42330

John Baird

Real Estate, Bankruptcy, Bankruptcy & Debt, Workers' Compensation

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135 South Main Street, Greenville, KY 42345

Septtimous Taylor

Real Estate, Bankruptcy, Bankruptcy & Debt, Corporate, Civil Rights

Status: Licensed: 47 Years

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4830 Towne Square Ct, Owensboro, KY 42301

Russ Wilkey

Accident & Injury, Workers' Compensation, Bankruptcy & Debt, Social Security -- Disability

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FREE CONSULTATION

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111 W 2nd St, Owensboro, KY 42303

Rhonda Evon Taylor

Child Custody, Criminal, Bankruptcy, Divorce & Family Law

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3600 Bordeaux Loop North, Owensboro, KY 42303

Frank Anthony Brancato

Divorce & Family Law, Corporate, Bankruptcy, Bankruptcy & Debt

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111 W. 2Nd Street, Owensboro, KY 42303

Tyson Allen Kamuf

Energy, Civil Rights, Corporate, Credit & Debt, Employee Rights

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710 West Second Street, Owensboro, KY 42301

Cheryl L Newberry

Bankruptcy, Bankruptcy & Debt, Labor Law, Family Law

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Owensboro, KY 42302

Steven Dale Wilson

Government, Bankruptcy, Bankruptcy & Debt, Personal Injury

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111 W 2Nd St, Owensboro, KY 42303

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LEGAL TERMS

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

FDCPA

See Fair Debt Collections & Practices Act.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

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Centertown Bankruptcy & Debt Lawyer, Kentucky

Sponsored Law Firm

Howard Law Group, P.L.L.C.

SPONSORED LAWYERS

Perry M Lewis

Russell L Croley

John Baird

Septtimous Taylor

Russ Wilkey

Rhonda Evon Taylor

Frank Anthony Brancato

Tyson Allen Kamuf

Cheryl L Newberry

Steven Dale Wilson

TIPS

LEGAL TERMS

CREDIT COUNSELING

PRESUMED ABUSE

CHAPTER 7 BANKRUPTCY

BULK SALES LAW

DEBT COLLECTOR

FDCPA

CREDIT BUREAU

WINDING UP

TRADE NAME

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