Chandler Bankruptcy & Debt Lawyer, Arizona, page 9

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Stanley A. Buzzelle II
About | Practice Areas
Law Office of S.A. Buzzelle II, PLLC
14050 N 83rd Avenue Suite 290 Peoria, AZ 85381» view map
Bankruptcy & Debt Law
Your Trusted Bankruptcy Attorney

If you are in need of legal services for matters relating to bankruptcy and divorce, rely on Law Office of S. A. Buzzelle II, PLLC in Peoria, AZ.

800-873-4991
1. Stanley A. Buzzelle II Peoria, AZ
  Attorney at Law- AZ
  Sandra Day O'Connor College of Law, J.D.
2. AboutLaw Office of S.A. Buzzelle II, PLLC
  Your Trusted Bankruptcy Attorney
3. Practice AreasExpertise
  Bankruptcy & Debt
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Steven Zachary

Family Law, DUI-DWI, Criminal, Bankruptcy

Status:

FREE CONSULTATION

CONTACT

625 N Gilbert Road, Gilbert, AZ 85234

Jessica Zachary

Traffic, Divorce, DUI-DWI, Bankruptcy

Status: Licensed: 11 Years

CONTACT

625 N Gilbert Road, Gilbert, AZ 85234

Daniel Edric Thorup

Estate Planning, Bankruptcy, Guardianships & Conservatorships

Status: Licensed: 13 Years

CONTACT

625 N Gilbert Rd, Gilbert, AZ 85234

William Dale Trusler

Litigation, Trusts, Bankruptcy & Debt, Bankruptcy

Status: Licensed: 13 Years

CONTACT

1760 E Pecos Rd, Gilbert, AZ 85295

Thomas E Littler

Federal Appellate Practice, Litigation, Electronic Commerce, Federal Appellate Practice, Bankruptcy

Status: Licensed: 43 Years

CONTACT

341 W Secretariat Dr, Tempe, AZ 85284

Glenn David Monserrat

International Tax, Estate Planning, Business & Trade, Commercial Bankruptcy

Status:

CONTACT

2200 E Williams Field Rd, Gilbert, AZ 85295

Candace E. Kallen

Divorce & Family Law, Criminal, Bankruptcy & Debt, Divorce, Accident & Injury

Status:

FREE CONSULTATION

CONTACT

1731 West Baseline Road, Mesa, AZ 85202

Brennan Scott Murray

Litigation, Collection, Public Finance, Custody & Visitation, Divorce & Family Law

Status:

CONTACT

1731 West Baseline Road, Mesa, AZ 85202

Ryan Allen Dorn

Bankruptcy & Debt

Status: Licensed: 7 Years

FREE CONSULTATION

CONTACT

1731 W Baseline Rd, Mesa, AZ 85202

Marc S Gladner

Collection, Insurance, Litigation

Status: Licensed: 48 Years

CONTACT

1930 S Alma School Road, Mesa, AZ 85210

800-923-0641

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LEGAL TERMS

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

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Chandler Bankruptcy & Debt Lawyer, Arizona, page 9

Sponsored Law Firm

Law Office of S.A. Buzzelle II, PLLC

SPONSORED LAWYERS

Steven Zachary

Jessica Zachary

Daniel Edric Thorup

William Dale Trusler

Thomas E Littler

Glenn David Monserrat

Candace E. Kallen

Brennan Scott Murray

Ryan Allen Dorn

Marc S Gladner

TIPS

LEGAL TERMS

NONEXEMPT PROPERTY

GARNISHMENT

IRS EXPENSES

MEETING OF CREDITORS

PREFERENCE

COSIGNER

401(K) PLAN

PRESUMED ABUSE

UNDUE HARDSHIP

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