Chappaqua Credit & Debt Lawyer, New York, page 2

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Jesus Cachaya
About | Practice Areas
Osorio Cachaya Law Offices, PLLC
203 E Post Rd 1st Floor White Plains, NY 10601» view map
Accident & Injury, Criminal, Family, Immigration
Experienced Legal Assistance!

Osorio Cachaya Law Offices, PLLC is a family-owned law office that has been offering a team approach to legal issues since 1999.Se Hablamos Espanol

800-318-9750
1. Jesus Cachaya White Plains, NY
  Attorney at Law- NY
  Capital University Law School, JD 2008
2. AboutOsorio Cachaya Law Offices, PLLC
  Experienced Legal Assistance!
3. Practice AreasExpertise
  Accident & Injury
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Alexander Maclean Jeffrey

Credit & Debt

Status: Licensed: 27 Years

CONTACT

399 Knollwood Rd, White Plains, NY 10603

Guy Richard Fairstein

Landlord-Tenant, State and Local, Wills & Probate, Credit & Debt

Status: Licensed: 55 Years

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15 Stewart Pl, White Plains, NY 10603

Martin Bernard Schwimmer

Patent, Intellectual Property, Domain Names, US Courts, Credit & Debt

Status: Licensed: 36 Years

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1 Barker Ave, White Plains, NY 10601

Keyi Xu

Patent, Federal, Credit & Debt, Car Accident

Status: Licensed: 8 Years

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One Barker Ave, White Plains, NY 10601

Bruce Wayne Bieber

Real Estate, Lawsuit & Dispute, US Courts, Credit & Debt

Status: Licensed: 33 Years

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1 N Broadway, White Plains, NY 10601

Edward Vincent Atnally

State and Local, Estate Planning, Pension & Benefits, Credit & Debt

Status:

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99 Court St, White Plains, NY 10601

Kelly Ann Hodges

Real Estate, Immigration, Wills & Probate, Credit & Debt

Status: Licensed: 14 Years

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55 Church St, White Plains, NY 10601

Anthony J. Keogh

Estate, Credit & Debt, Car Accident

Status: Licensed: 42 Years

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14 Mamaroneck Ave, White Plains, NY 10601

James Robert Haffner

Status: Licensed: 10 Years

CONTACT

140 Grand St, White Plains, NY 10601

Maiaklovsky Preval

Commercial Real Estate, Dispute Resolution, Immigration, Credit & Debt

Status: Licensed: 15 Years

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75 S Broadway, White Plains, NY 10601

800-814-6700

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LEGAL TERMS

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

COLLATERAL

Property that guarantees payment of a secured debt.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

SAMPLE LEGAL CASES

COLLINS FIN. v. Vigilante

... Such a system is not tolerable in regard to credit card and other consumer credit debt cases where items such as the interest rate, late payment charge, and over-the-limit fees may change several times over the course of the consumer credit agreement. ...

Grasso v. Grasso

... 765 The husband also correctly contends that the Supreme Court improvidently exercised its discretion by, in effect, holding him responsible for 100% of the credit card obligations that constitute the parties' marital debt as well as all the marital debt that was solely in the wife's ...

PRA III LLC v. Gonzalez

... agreement to extend credit to the defendant, the issuance of credit cards at the defendant's address, his use of credit cards, his ... Moreover, the plaintiff submitted no evidence demonstrating the defendant's intention to pay the alleged debt (see General Obligations Law Â§ 17-101 ...

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Chappaqua Credit & Debt Lawyer, New York, page 2

Sponsored Law Firm

Osorio Cachaya Law Offices, PLLC

SPONSORED LAWYERS

Alexander Maclean Jeffrey

Guy Richard Fairstein

Martin Bernard Schwimmer

Keyi Xu

Bruce Wayne Bieber

Edward Vincent Atnally

Kelly Ann Hodges

Anthony J. Keogh

James Robert Haffner

Maiaklovsky Preval

TIPS

LEGAL TERMS

SECURED DEBT

LIMITED PARTNERSHIP

BULK SALES LAW

401(K) PLAN

ADMINISTRATIVE EXPENSES

DISCHARGE (OF DEBTS)

FRAUDULENT TRANSFER

COLLATERAL

NONEXEMPT PROPERTY

SAMPLE LEGAL CASES

COLLINS FIN. v. Vigilante

Grasso v. Grasso

PRA III LLC v. Gonzalez

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