Charlotte Bankruptcy & Debt Lawyer, North Carolina

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Paolo Malachi Newman Lawyer

Paolo Malachi Newman

VERIFIED *Status is reviewed annually. For latest information visit here
Accident & Injury, Personal Injury, Traffic, Bankruptcy & Debt, Social Security

The Law Offices of Paolo M. Newman's size and area of concentration allow us to be responsive to your needs by providing keen and effective solutions ... (more)

Rashad  Blossom Lawyer

Rashad Blossom

Bankruptcy & Debt, Bankruptcy, Credit & Debt
Charlotte, NC Bankruptcy Attorney

Rashad Blossom believes that all people deserve to be treated with fairness and compassion, especially under the law. He used to work at a large law f... (more)

FREE CONSULTATION 

CONTACT

704-256-7766

Kristen Scott Nardone Lawyer

Kristen Scott Nardone

VERIFIED *Status is reviewed annually. For latest information visit here
Bankruptcy & Debt, Credit & Debt, Bankruptcy, Bankruptcy Litigation, Consumer Bankruptcy

A lifelong North Carolinian, Kristen was born and raised in Brevard, North Carolina. She attended the University of North Carolina at Greensboro earni... (more)

Ian Michael Byrne

Bankruptcy, Corporate, Insurance, Tax, Education
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           

Shelley Koon Abel

Corporate, Business Organization, Bankruptcy, Bankruptcy & Debt
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           

Tracy Gilbert Racine

Collection, Residential Real Estate, Title Insurance
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           

Esten H Goldsmith

Corporate, Contract, Business Organization, Bankruptcy
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           

R. Kenneth Helms

Business Organization, Medical Malpractice, Eminent Domain, Collection
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           

Trey Robison

Collection, Bad Faith Insurance, Construction, Animal Bite
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           

Charlton L. Allen

Business Organization, Eminent Domain, Collection, Construction
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           

FREE CONSULTATION 

CONTACT

Free Help: Use This Form or Call 800-814-6700

Member Representative

Call me for fastest results!
800-814-6700

Free Help: Use This Form or Call 800-814-6700

By submitting this request, I authorize you to forward my information to multiple potential lawyers and I agree to your Terms of Use and Privacy Policy including the Consent to Receive Automated Phone Calls, Emails and Texts. Information you provide is not privileged or confidential.

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LEGAL TERMS

CREDIT FILE

See credit report.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)
A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)
A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)
A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)
An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)
A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)
The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)
A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)
A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

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