Charlottesville Bankruptcy & Debt Lawyer, Indiana, page 2

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Richard Shea
About | Practice Areas
Sawin & Shea LLC
6100 North Keystone Ave. Suite 620 Indianapolis, IN 46220Â» view map
Bankruptcy
Quality, Compassionate Representation

Let us help you relieve stress from debt now.

800-948-4710
1. Richard Shea Indianapolis, IN
  Attorney at Law - IN, 1999
  Indiana University J.D. 1998
2. AboutSawin & Shea LLC
  Over 30 years of bankruptcy service experience.
3. Practice AreasExpertise
  Bankruptcy
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Myron Rahn

Litigation, Divorce & Family Law, Criminal, Business, Bankruptcy

Status: Licensed: 18 Years

CONTACT

6 West South Street, Greenfield, IN 46140

Jeffrey Kevin Eicher

Bankruptcy & Debt, Litigation, Divorce & Family Law, Accident & Injury

Status: Licensed: 33 Years

CONTACT

3836 North Forest Lane, Greenfield, IN 46140

Richard Meek Bash

Criminal, Bankruptcy

Status: Licensed: 25 Years

CONTACT

Pendleton, IN 46064

Jennie Lynn Scott

Bankruptcy, Corporate, Family Law

Status: Licensed: 23 Years

CONTACT

503 New York Ave, New Castle, IN 47362

Sean Michael Row

Divorce, State Appellate Practice, Consumer Bankruptcy, Family Law

Status:

CONTACT

595 New York Avenue, New Castle, IN 47362

Joseph Brian Lansinger

Other, Government, Bankruptcy & Debt, Accident & Injury

Status: Licensed: 17 Years

CONTACT

1217 Indiana Avenue, New Castle, IN 47362

John Richard Lansinger

Other, Government, Bankruptcy & Debt, Accident & Injury

Status: Licensed: 51 Years

CONTACT

1217 Indiana Avenue, New Castle, IN 47362

Marvin E. Coffey

General Practice

Status: Licensed: 45 Years

CONTACT

4902 W. Harrisburg Court, New Palestine, IN 46163

Jeremy Scott Bell

Child Custody, Bankruptcy, Bankruptcy & Debt

Status: Licensed: 21 Years

CONTACT

2025 Grand Ave, New Castle, IN 47362

Mark Allen Drewes

International, Banking & Finance, Business, Bankruptcy

Status: Licensed: 32 Years

CONTACT

New Palestine, IN 46163

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LEGAL TERMS

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

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Charlottesville Bankruptcy & Debt Lawyer, Indiana, page 2

Sponsored Law Firm

Sawin & Shea LLC

SPONSORED LAWYERS

Myron Rahn

Jeffrey Kevin Eicher

Richard Meek Bash

Jennie Lynn Scott

Sean Michael Row

Joseph Brian Lansinger

John Richard Lansinger

Marvin E. Coffey

Jeremy Scott Bell

Mark Allen Drewes

TIPS

LEGAL TERMS

GARNISHMENT

CREDIT REPORT

SECURED DEBT

PRIORITY DEBT

DISPOSABLE INCOME

SUBROGATION

NUISANCE FEES

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

TRUTH IN LENDING ACT (TILA)

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